House in Centro, Lagos
House in Centro, Lagos — image 2House in Centro, Lagos — image 3House in Centro, Lagos — image 4House in Centro, Lagos — image 5
Grade Avillaluxury

House in Centro, Lagos

Lagos · Western Algarve ·

€3.3M

Asking Price (EUR)

3.7%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.6%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €204,335/yr
Average Daily Rate: €839
Payback Period: 16.4 years
5-yr Capital Value: €3.9M
10-yr Capital Value: €4.8M
Brixfox Score: 75.1 / 100
Comparable Properties: 5
Data Confidence: 62%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.6M

+12.0% over asking

Asking price€3.3M
IMT — Property transfer tax (investment schedule)€243,750
IS — Stamp duty (0.8%)€26,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€48,750
Total acquisition costs€319,750
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€3.6M

Gross yield (asking price)

6.3%

True gross yield (all-in)

5.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 7
Building: 560 m²
Land: 1681 m²
Style: contemporary
Condition: new-build
Year Built: 2025
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poolmultiple outdoor living areasglass balcony railingsintegrated outdoor lightingmodern interior design

Score Breakdown

ROI
17.19
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
7.47
Payback Speed
2
STR Suitability
3

Description

This luxurious villa combines luxury, comfort, and modern amenities in a prime location near Lagos, making it an exceptional choice for buyers seeking a high-end residence in the Algarve. Located just a 10-minute drive from Lagos historic centre, offering proximity to various amenities, the Boa Vista Golf course. The p

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on AS–Immobilien / Real Estate →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

House in Centro, Lagos

Inventory
5 Beds
Bathrooms
7 Baths
Built Area
560 m²
Land Plot
1681 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 4.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeA
Brixfox Intelligence
75AExcellent
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$898K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.7%
$13,800/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.3 yr
Rental only

Property details

Year built: 2025
Energy: B
Condition: new-build

Description

This luxurious villa combines luxury, comfort, and modern amenities in a prime location near Lagos, making it an exceptional choice for buyers seeking a high-end residence in the Algarve. Located just a 10-minute drive from Lagos historic centre, offering proximity to various amenities, the Boa Vista Golf course. The p

Income Breakdown

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Nightly Rate (ADR)
$1,212/night
50% ($557)Brixfox estimate($1,212/night)200% ($2230)
Occupancy
75%
10%Brixfox estimate(75%)100%

Short-Term Rental

Yearly income
$165,596
Airbnb data$1,212/night · 75% occupancy
Rental income
$1,212/night · 75% occ.
$330,342
Running costs (20%)
Utilities, cleaning, maintenance
-$66,068
Income tax (10%)
Indonesian rental income tax
-$92,496
Property tax
Annual property tax
-$6,182
Net income
4.7% ROI
$165,596

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,532,609
IMT (transfer tax, investment schedule)$264,946
Imposto de Selo (stamp duty)$28,261
Notary & registration$1,359
Legal / due diligence$52,989
Total acquisition costs$347,554
RenovationMove-in ready
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$75,000
All-in investment$3,955,163

Gross yield (asking)

9.4%

True gross yield (all-in)

8.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$20.5M$15.3M$10.2M$5.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $3.3M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$4.0M
+22%
Rental Income
+$809K
Total Position
$4.8M
+47%
7.9%/yr
Year 10
Capital Value
$4.8M
+48%
Rental Income
+$1.7M
Total Position
$6.6M
+102%
7.3%/yr
Year 20
Capital Value
$7.1M
+119%
Rental Income
+$4.1M
Total Position
$11.2M
+245%
6.4%/yr
Year 30
Capital Value
$10.5M
+224%
Rental Income
+$7.2M
Total Position
$17.8M
+447%
5.8%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.7% annual return
Occupancy
Good
75% average occupancy
Nightly Rate
Strong
$1115 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1681 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1115 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1681 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.7% is near the market average — model your cashflow carefully

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

55% occ.
4.6%
$13,594/mo
65% occ.
5.5%
$16,174/mo
75% occ.
6.4%
$18,755/mo
current
85% occ.
7.2%
$21,335/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.