Detached house in Fonte Santa, Quarteira
Detached house in Fonte Santa, Quarteira — image 2Detached house in Fonte Santa, Quarteira — image 3Detached house in Fonte Santa, Quarteira — image 4Detached house in Fonte Santa, Quarteira — image 5
Grade B+villaluxury

Detached house in Fonte Santa, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.4M

Asking Price (EUR)

1.8%

True Net Yield (Owner, all-in)

1.3%

True Net Yield (Managed, all-in)

2.8%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,091/yr
Average Daily Rate: €335
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 38.8 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 65 / 100
Comparable Properties: 26
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+13.7% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€105,000
IS — Stamp duty (0.8%)€11,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€21,000
Total acquisition costs€138,450
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

3.2%

True gross yield (all-in)

2.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 262 m²
Land: 1300 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2004
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

exposed wooden beamstraditional white stucco exteriorlarge private poollandscaped gardens

Score Breakdown

ROI
10.67
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.68
Payback Speed
0
STR Suitability
3

Description

Discover this charming detached villa located in the Golden Triangle. Perfectly positioned just a 10-minute walk from the beach, and less than 5 minutes on foot to supermarkets, schools and all essential amenities. This beautiful villa of 261m², located on a plot of 1300m² home features 3 spacious bedrooms, 2 bathroom

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

View on Real Properties →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Fonte Santa, Quarteira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
262 m²
Land Plot
1300 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$430K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.1%
$2,604/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
48.7 yr
Rental only

Property details

Year built: 2004
Energy: C
Condition: excellent

Description

Discover this charming detached villa located in the Golden Triangle. Perfectly positioned just a 10-minute walk from the beach, and less than 5 minutes on foot to supermarkets, schools and all essential amenities. This beautiful villa of 261m², located on a plot of 1300m² home features 3 spacious bedrooms, 2 bathroom

Income Breakdown

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Nightly Rate (ADR)
$485/night
50% ($223)Brixfox estimate($485/night)200% ($893)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$31,250
Airbnb data$485/night · 37% occupancy
Rental income
$485/night · 37% occ.
$65,217
Running costs (20%)
Utilities, cleaning, maintenance
-$13,043
Income tax (10%)
Indonesian rental income tax
-$18,261
Property tax
Annual property tax
-$2,663
Net income
2.1% ROI
$31,250

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,521,739
IMT (transfer tax, investment schedule)$114,130
Imposto de Selo (stamp duty)$12,174
Notary & registration$1,359
Legal / due diligence$22,826
Total acquisition costs$150,489
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$1,727,989

Gross yield (asking)

4.3%

True gross yield (all-in)

3.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.8M$5.1M$3.4M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$153K
Total Position
$1.9M
+33%
5.8%/yr
Year 10
Capital Value
$2.1M
+48%
Rental Income
+$330K
Total Position
$2.4M
+72%
5.5%/yr
Year 20
Capital Value
$3.1M
+119%
Rental Income
+$773K
Total Position
$3.8M
+174%
5.2%/yr
Year 30
Capital Value
$4.5M
+224%
Rental Income
+$1.4M
Total Position
$5.9M
+322%
4.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.1% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Strong
$446 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1300 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $446 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1300 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.1% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.3%
$2,877/mo
40% occ.
3.1%
$3,909/mo
37% occ.
2.8%
$3,582/mo
current
47% occ.
3.6%
$4,615/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.