T2 flat in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
T2 flat in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2T2 flat in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3T2 flat in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4T2 flat in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade B+apartmentluxury

T2 flat in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€625,000

Asking Price (EUR)

3.7%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.7%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €40,766/yr
Average Daily Rate: €263
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 18.7 years
5-yr Capital Value: €821,241
10-yr Capital Value: €999,165
Brixfox Score: 68.1 / 100
Comparable Properties: 49
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€720,905

+15.3% over asking

Asking price€625,000
IMT — Property transfer tax (investment schedule)€37,830
IS — Stamp duty (0.8%)€5,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,375
Total acquisition costs€53,455
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,450
All-in investment (incl. renovation & furnishing)€720,905

Gross yield (asking price)

6.5%

True gross yield (all-in)

5.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 82 m²
Style: modern
Condition: new-build
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity pooloutdoor lounge areas with fire pitmodern architecture with large glass facadespalm tree landscaping

Score Breakdown

ROI
16.02
Visual Appeal
15.6
Ownership Security
13
Location
10.56
Land & Space
3.64
Rental Demand
4.25
Payback Speed
2
STR Suitability
3

Description

Luxurious 2 bedroom apartment, inserted in an exclusive touristic resort, fully gated, with a privileged location. This bright and spacious apartment, with a contemporary design and high quality finishes, combines elegance with comfort and functionality. It consists of an open plan living and dining room, a fully equip

Location

📍 37.1004°N, 8.4494°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on ENGEL & VÖLKERS ALBUFEIRA - CARVOEIRO →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

T2 flat in Rua Vale de Milho, Nn, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
82 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$173K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.5%
$2,520/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
22.5 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

Luxurious 2 bedroom apartment, inserted in an exclusive touristic resort, fully gated, with a privileged location. This bright and spacious apartment, with a contemporary design and high quality finishes, combines elegance with comfort and functionality. It consists of an open plan living and dining room, a fully equip

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$390/night
50% ($179)Brixfox estimate($390/night)200% ($717)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Yearly income
$30,241
Airbnb data$390/night · 42% occupancy
Rental income
$390/night · 42% occ.
$60,442
Running costs (20%)
Utilities, cleaning, maintenance
-$12,088
Income tax (10%)
Indonesian rental income tax
-$16,924
Property tax
Annual property tax
-$1,189
Net income
4.5% ROI
$30,241

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$679,348
IMT (transfer tax, investment schedule)$41,120
Imposto de Selo (stamp duty)$5,435
Notary & registration$1,359
Legal / due diligence$10,190
Total acquisition costs$58,103
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$46,141
All-in investment$783,592

Gross yield (asking)

8.9%

True gross yield (all-in)

7.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.9M$2.9M$1.9M$963K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $625K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$760K
+22%
Rental Income
+$148K
Total Position
$908K
+45%
7.8%/yr
Year 10
Capital Value
$925K
+48%
Rental Income
+$319K
Total Position
$1.2M
+99%
7.1%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$748K
Total Position
$2.1M
+239%
6.3%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$1.3M
Total Position
$3.4M
+436%
5.8%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.5% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Strong
$359 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $359 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$2,391/mo
40% occ.
5.7%
$3,221/mo
42% occ.
6.1%
$3,427/mo
current
52% occ.
7.5%
$4,257/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.