Semi-detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira
Semi-detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira — image 2Semi-detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira — image 3Semi-detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira — image 4Semi-detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira — image 5
Grade Bvillamid-range

Semi-detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€599,000

Asking Price (EUR)

5.0%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

6.8%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €46,605/yr
Average Daily Rate: €302
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 29.1 years
5-yr Capital Value: €694,405
10-yr Capital Value: €805,006
Brixfox Score: 57.1 / 100
Comparable Properties: 30
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€684,477

+14.3% over asking

Asking price€599,000
IMT — Property transfer tax (investment schedule)€35,750
IS — Stamp duty (0.8%)€4,792
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,985
Total acquisition costs€50,777
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€684,477

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 128 m²
Land: 61 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: E
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta roof tilescobblestone driveways with grass insertsmodern glass staircase railing

Score Breakdown

ROI
13.04
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
1.61
Rental Demand
4.22
Payback Speed
2
STR Suitability
4

Description

Refurbished 3 bedroom semi-detached house in Vilamoura. The ground floor has an open space social area with living room and equipped kitchen. The living room gives access to an outdoor terrace with a dining area and barbecue. There are also two bedrooms on the ground floor, one of which has a mezzanine, and a shared

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

Semi-detached house in Rua das Mélias, Canais do Golfe - Sector 5, Quarteira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
128 m²
Land Plot
61 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.8% net return annually.

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The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$184K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.4%
$2,602/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.9 yr
Rental only

Property details

Energy: E
Condition: excellent

Description

Refurbished 3 bedroom semi-detached house in Vilamoura. The ground floor has an open space social area with living room and equipped kitchen. The living room gives access to an outdoor terrace with a dining area and barbecue. There are also two bedrooms on the ground floor, one of which has a mezzanine, and a shared

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

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Nightly Rate (ADR)
$436/night
50% ($201)Brixfox estimate($436/night)200% ($802)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Yearly income
$31,219
Airbnb data$436/night · 42% occupancy
Rental income
$436/night · 42% occ.
$62,227
Running costs (20%)
Utilities, cleaning, maintenance
-$12,445
Income tax (10%)
Indonesian rental income tax
-$17,424
Property tax
Annual property tax
-$1,139
Net income
4.8% ROI
$31,219

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.2%
5.5%
Fully-managed
4.2%
3.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.4%

Annual Revenue

$62,227

Income Tax / yr

$5,445

Payback

29 yrs

True All-In Cost
Asking price$651,087
IMT — transfer tax (non-resident 7.5%)$48,832
Stamp duty (0.8%)$5,209
Notary + registry$2,174
Legal$8,009
Furnishing + STR launch$27,174
All-in cost$742,484

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.8M$2.9M$1.9M$951K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $599K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$729K
+22%
Rental Income
+$152K
Total Position
$881K
+47%
8.0%/yr
Year 10
Capital Value
$887K
+48%
Rental Income
+$329K
Total Position
$1.2M
+103%
7.3%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$772K
Total Position
$2.1M
+248%
6.4%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.4M
Total Position
$3.3M
+452%
5.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.8% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Strong
$401 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
61 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $401 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.8% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.0%
$2,690/mo
40% occ.
6.7%
$3,618/mo
42% occ.
7.1%
$3,825/mo
current
52% occ.
8.8%
$4,754/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.