T1 flat in Torralta, Lagos Cidade, Lagos
T1 flat in Torralta, Lagos Cidade, Lagos — image 2T1 flat in Torralta, Lagos Cidade, Lagos — image 3T1 flat in Torralta, Lagos Cidade, Lagos — image 4T1 flat in Torralta, Lagos Cidade, Lagos — image 5
Grade Bapartmentluxury

T1 flat in Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€800,000

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.2%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,210/yr
Average Daily Rate: €147
Payback Period: 33.4 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.3M
Brixfox Score: 57.8 / 100
Comparable Properties: 85
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€901,250

+12.7% over asking

Asking price€800,000
IMT — Property transfer tax (investment schedule)€48,000
IS — Stamp duty (0.8%)€6,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,000
Total acquisition costs€67,650
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€33,600
All-in investment (incl. renovation & furnishing)€901,250

Gross yield (asking price)

3.6%

True gross yield (all-in)

3.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 2
Building: 134 m²
Style: contemporary
Condition: new-build
Year Built: 2028
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern architectural designcommunal swimming pool areabalconies/terraces

Score Breakdown

ROI
11.26
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
4.68
Rental Demand
5.45
Payback Speed
0
STR Suitability
3

Description

A-716 A unique and exclusive development, with contemporary design apartments, created with excellent finishes and attention to every detail. Located just 5 minutes from the stunning Porto de Mós Beach, this project offers the perfect balance between the energy of the town and the tranquil charm of the ocean. Schedule

Location

📍 37.0949°N, 8.6833°W

· Lagos, Algarve, Portugal

View on RE/MAX Diamond →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T1 flat in Torralta, Lagos Cidade, Lagos

Inventory
1 Beds
Bathrooms
2 Baths
Built Area
134 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score58
GradeB
Brixfox Intelligence
58BStrong
Score Breakdown
ROI & Yield64%
Capital Growth61%
Risk Profile60%
Market Demand58%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$221K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.4%
$1,750/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
41.4 yr
Rental only

Property details

Year built: 2028
Energy: A
Condition: new-build

Description

A-716 A unique and exclusive development, with contemporary design apartments, created with excellent finishes and attention to every detail. Located just 5 minutes from the stunning Porto de Mós Beach, this project offers the perfect balance between the energy of the town and the tranquil charm of the ocean. Schedule

Income Breakdown

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Nightly Rate (ADR)
$218/night
50% ($100)Brixfox estimate($218/night)200% ($400)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$20,999
Airbnb data$218/night · 55% occupancy
Rental income
$218/night · 55% occ.
$43,309
Running costs (20%)
Utilities, cleaning, maintenance
-$8,662
Income tax (10%)
Indonesian rental income tax
-$12,126
Property tax
Annual property tax
-$1,522
Net income
2.4% ROI
$20,999

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$869,565
IMT (transfer tax, investment schedule)$52,174
Imposto de Selo (stamp duty)$6,957
Notary & registration$1,359
Legal / due diligence$13,043
Total acquisition costs$73,533
RenovationMove-in ready
Furnishing & STR launch
1bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$36,522
All-in investment$979,620

Gross yield (asking)

5.0%

True gross yield (all-in)

4.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.0M$3.0M$2.0M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $800K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 28: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$973K
+22%
Rental Income
+$103K
Total Position
$1.1M
+34%
6.1%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$221K
Total Position
$1.4M
+76%
5.8%/yr
Year 20
Capital Value
$1.8M
+119%
Rental Income
+$519K
Total Position
$2.3M
+184%
5.4%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$919K
Total Position
$3.5M
+339%
5.1%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.4% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$200 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $200 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
2.0%
$1,473/mo
45% occ.
2.7%
$1,936/mo
55% occ.
3.3%
$2,400/mo
current
65% occ.
4.0%
$2,863/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.