Detached house in Montechoro, Albufeira e Olhos de Água
Detached house in Montechoro, Albufeira e Olhos de Água — image 2Detached house in Montechoro, Albufeira e Olhos de Água — image 3Detached house in Montechoro, Albufeira e Olhos de Água — image 4Detached house in Montechoro, Albufeira e Olhos de Água — image 5
Grade Avillamid-range

Detached house in Montechoro, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€1.4M

Asking Price (EUR)

12.1%

True Net Yield (Owner, all-in)

8.4%

True Net Yield (Managed, all-in)

18.6%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €289,112/yr
Average Daily Rate: €1413
+12.0% vs area baselineModern/contemporary style (+12%), Has pool (0%)
Payback Period: 5.8 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 84.3 / 100
Comparable Properties: 5
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+15.2% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€101,250
IS — Stamp duty (0.8%)€10,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,250
Total acquisition costs€133,550
Renovation (est. €55/m² × 469 m²)
Light touch-ups — paint, fixtures, deep clean.		€25,795
(€14,070–€37,520)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

21.4%

True gross yield (all-in)

18.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 5
Building: 469 m²
Land: 598 m²
Style: contemporary
Condition: good
Year Built: 2008
Energy Certificate: Not specified
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor patio with poolmultiple balconiesopen-plan living and dining area

Score Breakdown

ROI
25
Visual Appeal
12.8
Ownership Security
13
Location
10.2
Land & Space
9.7
Rental Demand
5.61
Payback Speed
5
STR Suitability
3

Description

Dream Villa in the Heart of Albufeira! Nestled in a peaceful and quiet area, this magnificent villa combines comfort, space, and a privileged location. Comprising five spacious bedrooms, three of which are en-suite, this home has been designed to provide maximum privacy and well-being. Two of the bedrooms also featur

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

View on Sortami - Mediação Imobiliária, Lda. →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

Detached house in Montechoro, Albufeira e Olhos de Água

Inventory
5 Beds
Bathrooms
5 Baths
Built Area
469 m²
Land Plot
598 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 14.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score84
GradeA
Brixfox Intelligence
84AExcellent
Score Breakdown
ROI & Yield92%
Capital Growth88%
Risk Profile85%
Market Demand84%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+19.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$332K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
14.8%
$18,114/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.8 yr
Rental only

Property details

Year built: 2008
Energy: Not specified
Condition: good

Description

Dream Villa in the Heart of Albufeira! Nestled in a peaceful and quiet area, this magnificent villa combines comfort, space, and a privileged location. Comprising five spacious bedrooms, three of which are en-suite, this home has been designed to provide maximum privacy and well-being. Two of the bedrooms also featur

Income Breakdown

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Nightly Rate (ADR)
$2,067/night
50% ($951)Brixfox estimate($2,067/night)200% ($3804)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Yearly income
$217,366
Airbnb data$2,067/night · 56% occupancy
Rental income
$2,067/night · 56% occ.
$422,949
Running costs (20%)
Utilities, cleaning, maintenance
-$84,590
Income tax (10%)
Indonesian rental income tax
-$118,426
Property tax
Annual property tax
-$2,568
Net income
14.8% ROI
$217,366

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,467,391
IMT (transfer tax, investment schedule)$110,054
Imposto de Selo (stamp duty)$11,739
Notary & registration$1,359
Legal / due diligence$22,011
Total acquisition costs$145,163
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$28,038
($15,293–$40,783)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$1,687,766

Gross yield (asking)

28.8%

True gross yield (all-in)

25.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$16.0M$12.0M$8.0M$4.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.6M
+22%
Rental Income
+$1.1M
Total Position
$2.7M
+100%
14.9%/yr
Year 10
Capital Value
$2.0M
+48%
Rental Income
+$2.3M
Total Position
$4.3M
+218%
12.3%/yr
Year 20
Capital Value
$3.0M
+119%
Rental Income
+$5.4M
Total Position
$8.3M
+517%
9.5%/yr
Year 30
Capital Value
$4.4M
+224%
Rental Income
+$9.5M
Total Position
$13.9M
+929%
8.1%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
14.8% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$1902 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
598 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 14.8% — outperforms most villas in this market
Premium nightly rate of $1902 — positioned in the top tier
Generous 598 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
12.8%
$15,654/mo
46% occ.
16.4%
$20,056/mo
56% occ.
20.0%
$24,458/mo
current
66% occ.
23.6%
$28,860/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.