T3 flat in Rua General Humberto Delgado, Centro de Guia, Guia
T3 flat in Rua General Humberto Delgado, Centro de Guia, Guia — image 2T3 flat in Rua General Humberto Delgado, Centro de Guia, Guia — image 3T3 flat in Rua General Humberto Delgado, Centro de Guia, Guia — image 4T3 flat in Rua General Humberto Delgado, Centro de Guia, Guia — image 5
Grade B+apartmentmid-range

T3 flat in Rua General Humberto Delgado, Centro de Guia, Guia

Albufeira · Central Algarve ·

€545,000

Asking Price (EUR)

6.2%

True Net Yield (Owner, all-in)

4.3%

True Net Yield (Managed, all-in)

9.5%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €59,885/yr
Average Daily Rate: €252
Payback Period: 11.4 years
5-yr Capital Value: €716,122
10-yr Capital Value: €871,272
Brixfox Score: 72.6 / 100
Comparable Properties: 4
Data Confidence: 67%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€632,595

+16.1% over asking

Asking price€545,000
IMT — Property transfer tax (investment schedule)€31,430
IS — Stamp duty (0.8%)€4,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,175
Total acquisition costs€45,215
Renovation (est. €55/m² × 176 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,680
(€5,280–€14,080)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,700
All-in investment (incl. renovation & furnishing)€632,595

Gross yield (asking price)

11.0%

True gross yield (all-in)

9.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 176 m²
Style: contemporary
Condition: good
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

covered outdoor pool arealarge private terrace with pergolamodern bathroom with walk-in shower

Score Breakdown

ROI
21.32
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
5.52
Rental Demand
6.52
Payback Speed
4
STR Suitability
3

Description

This 3 bedroom duplex flat, located in Guia, Albufeira, is part of a condominium with a swimming pool, 6 km from the beach, offering comfort. The condominium includes a heated indoor pool, gym, sauna, games room and communal garage, ensuring comfort throughout the year. The flat is developed as follows: Distribution

Location

📍 37.1230°N, 8.3070°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

T3 flat in Rua General Humberto Delgado, Centro de Guia, Guia

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
176 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.4% net return annually.

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The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$134K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.4%
$3,666/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.5 yr
Rental only

Property details

Energy: C
Condition: good

Description

This 3 bedroom duplex flat, located in Guia, Albufeira, is part of a condominium with a swimming pool, 6 km from the beach, offering comfort. The condominium includes a heated indoor pool, gym, sauna, games room and communal garage, ensuring comfort throughout the year. The flat is developed as follows: Distribution

Income Breakdown

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Nightly Rate (ADR)
$364/night
50% ($167)Brixfox estimate($364/night)200% ($670)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Yearly income
$43,987
Airbnb data$364/night · 65% occupancy
Rental income
$364/night · 65% occ.
$86,585
Running costs (20%)
Utilities, cleaning, maintenance
-$17,317
Income tax (10%)
Indonesian rental income tax
-$24,244
Property tax
Annual property tax
-$1,037
Net income
7.4% ROI
$43,987

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$592,391
IMT (transfer tax, investment schedule)$34,163
Imposto de Selo (stamp duty)$4,739
Notary & registration$1,359
Legal / due diligence$8,886
Total acquisition costs$49,147
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,522
($5,739–$15,304)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$687,603

Gross yield (asking)

14.6%

True gross yield (all-in)

12.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$4.2M$3.2M$2.1M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $545K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$663K
+22%
Rental Income
+$215K
Total Position
$878K
+61%
10.0%/yr
Year 10
Capital Value
$807K
+48%
Rental Income
+$464K
Total Position
$1.3M
+133%
8.8%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.1M
Total Position
$2.3M
+319%
7.4%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.9M
Total Position
$3.7M
+578%
6.6%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.4% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$335 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $335 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
6.9%
$3,415/mo
55% occ.
8.5%
$4,190/mo
65% occ.
10.1%
$4,964/mo
current
75% occ.
11.6%
$5,739/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.