T2 flat in Torralta, Lagos Cidade, Lagos
T2 flat in Torralta, Lagos Cidade, Lagos — image 2T2 flat in Torralta, Lagos Cidade, Lagos — image 3T2 flat in Torralta, Lagos Cidade, Lagos — image 4T2 flat in Torralta, Lagos Cidade, Lagos — image 5
Grade B+apartmentmid-range

T2 flat in Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€525,000

Asking Price (EUR)

5.5%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

8.5%

True Gross Yield

63%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €50,653/yr
Average Daily Rate: €220
Payback Period: 12.6 years
5-yr Capital Value: €689,842
10-yr Capital Value: €839,299
Brixfox Score: 69.6 / 100
Comparable Properties: 96
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€595,505

+13.4% over asking

Asking price€525,000
IMT — Property transfer tax (investment schedule)€29,830
IS — Stamp duty (0.8%)€4,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,875
Total acquisition costs€43,155
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€27,350
All-in investment (incl. renovation & furnishing)€595,505

Gross yield (asking price)

9.7%

True gross yield (all-in)

8.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 97 m²
Style: modern
Condition: excellent
Year Built: 2022
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large sliding glass doorscommunal swimming poolopen-plan living/kitchen area

Score Breakdown

ROI
19.97
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
3.94
Rental Demand
6.3
Payback Speed
3
STR Suitability
3

Description

This stunning south-facing 2-bedroom apartment is ideally located in the sought-after Vilabranca area of Lagos, offering the perfect blend of prime location, modern comfort, and convenience. Positioned at the end of a quiet cul-de-sac, it enjoys a peaceful setting while remaining close to all essential amenities. Just

Location

📍 37.0877°N, 8.6752°W

· Lagos, Algarve, Portugal

View on B&P Real Estate Agency →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T2 flat in Torralta, Lagos Cidade, Lagos

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
97 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$145K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.7%
$3,171/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.0 yr
Rental only

Property details

Year built: 2022
Energy: A
Condition: excellent

Description

This stunning south-facing 2-bedroom apartment is ideally located in the sought-after Vilabranca area of Lagos, offering the perfect blend of prime location, modern comfort, and convenience. Positioned at the end of a quiet cul-de-sac, it enjoys a peaceful setting while remaining close to all essential amenities. Just

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$327/night
50% ($150)Brixfox estimate($327/night)200% ($601)
Occupancy
63%
10%Brixfox estimate(63%)100%

Short-Term Rental

Yearly income
$38,052
Airbnb data$327/night · 63% occupancy
Rental income
$327/night · 63% occ.
$75,098
Running costs (20%)
Utilities, cleaning, maintenance
-$15,020
Income tax (10%)
Indonesian rental income tax
-$21,027
Property tax
Annual property tax
-$999
Net income
6.7% ROI
$38,052

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$570,652
IMT (transfer tax, investment schedule)$32,424
Imposto de Selo (stamp duty)$4,565
Notary & registration$1,359
Legal / due diligence$8,560
Total acquisition costs$46,908
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$647,288

Gross yield (asking)

13.2%

True gross yield (all-in)

11.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$3.9M$2.9M$1.9M$968K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $525K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$639K
+22%
Rental Income
+$186K
Total Position
$825K
+57%
9.5%/yr
Year 10
Capital Value
$777K
+48%
Rental Income
+$401K
Total Position
$1.2M
+124%
8.4%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$941K
Total Position
$2.1M
+298%
7.2%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.7M
Total Position
$3.4M
+542%
6.4%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.7% annual return
Occupancy
Good
63% average occupancy
Nightly Rate
Strong
$300 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $300 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

43% occ.
6.1%
$2,907/mo
53% occ.
7.6%
$3,602/mo
63% occ.
9.0%
$4,298/mo
current
73% occ.
10.5%
$4,993/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.