T2 flat in Moncarapacho e Fuseta, Olhão
T2 flat in Moncarapacho e Fuseta, Olhão — image 2T2 flat in Moncarapacho e Fuseta, Olhão — image 3T2 flat in Moncarapacho e Fuseta, Olhão — image 4T2 flat in Moncarapacho e Fuseta, Olhão — image 5
Grade B+apartmentluxury

T2 flat in Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€670,000

Asking Price (EUR)

3.8%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

5.9%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,430/yr
Average Daily Rate: €258
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 18.0 years
5-yr Capital Value: €880,370
10-yr Capital Value: €1.1M
Brixfox Score: 67.2 / 100
Comparable Properties: 19
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€769,310

+14.8% over asking

Asking price€670,000
IMT — Property transfer tax (investment schedule)€40,200
IS — Stamp duty (0.8%)€5,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,050
Total acquisition costs€56,860
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,450
All-in investment (incl. renovation & furnishing)€769,310

Gross yield (asking price)

6.8%

True gross yield (all-in)

5.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 100 m²
Style: contemporary
Condition: excellent
Year Built: 2023
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large sliding glass doors with water viewmodern minimalist decor with natural texturesoutdoor terrace accessible from living room

Score Breakdown

ROI
16.35
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
4
Rental Demand
4.82
Payback Speed
2
STR Suitability
3

Description

Ria View in Fuseta offers a luxurious retreat in a prime location facing Ria Formosa, perfectly blending nature with comfort. This 2 bedroom apartment features spacious, light-filled open-plan living areas with a terrace and breathtaking views of the estuary and ocean, a modern bathroom with underfloor heating, and a f

Location

📍 37.0520°N, 7.7499°W

· Olhão, Algarve, Portugal

View on Quintahills →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

T2 flat in Moncarapacho e Fuseta, Olhão

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
100 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$126K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.6%
$2,812/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
21.6 yr
Rental only

Property details

Year built: 2023
Energy: A
Condition: excellent

Description

Ria View in Fuseta offers a luxurious retreat in a prime location facing Ria Formosa, perfectly blending nature with comfort. This 2 bedroom apartment features spacious, light-filled open-plan living areas with a terrace and breathtaking views of the estuary and ocean, a modern bathroom with underfloor heating, and a f

Income Breakdown

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Nightly Rate (ADR)
$383/night
50% ($176)Brixfox estimate($383/night)200% ($704)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$33,743
Airbnb data$383/night · 48% occupancy
Rental income
$383/night · 48% occ.
$67,341
Running costs (20%)
Utilities, cleaning, maintenance
-$13,468
Income tax (10%)
Indonesian rental income tax
-$18,856
Property tax
Annual property tax
-$1,274
Net income
4.6% ROI
$33,743

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$728,261
IMT (transfer tax, investment schedule)$43,696
Imposto de Selo (stamp duty)$5,826
Notary & registration$1,359
Legal / due diligence$10,924
Total acquisition costs$61,804
RenovationMove-in ready
Furnishing & STR launch
2bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$46,141
All-in investment$836,207

Gross yield (asking)

9.2%

True gross yield (all-in)

8.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$4.2M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $670K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$815K
+22%
Rental Income
+$165K
Total Position
$980K
+46%
7.9%/yr
Year 10
Capital Value
$992K
+48%
Rental Income
+$356K
Total Position
$1.3M
+101%
7.2%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$834K
Total Position
$2.3M
+244%
6.4%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$1.5M
Total Position
$3.6M
+445%
5.8%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$352 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $352 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.9%
$2,338/mo
40% occ.
5.2%
$3,153/mo
48% occ.
6.3%
$3,822/mo
current
58% occ.
7.6%
$4,636/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.