Detached house in Moncarapacho
Detached house in Moncarapacho — image 2Detached house in Moncarapacho — image 3Detached house in Moncarapacho — image 4Detached house in Moncarapacho — image 5
Grade Bvillamid-range

Detached house in Moncarapacho

Olhão · Eastern Algarve ·

€530,000

Asking Price (EUR)

3.7%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.7%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €35,101/yr
Average Daily Rate: €229
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 18.9 years
5-yr Capital Value: €696,412
10-yr Capital Value: €847,292
Brixfox Score: 59.7 / 100
Comparable Properties: 6
Data Confidence: 66%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€614,615

+16.0% over asking

Asking price€530,000
IMT — Property transfer tax (investment schedule)€30,230
IS — Stamp duty (0.8%)€4,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,950
Total acquisition costs€43,670
Renovation (est. €55/m² × 159 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,745
(€4,770–€12,720)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€614,615

Gross yield (asking price)

6.6%

True gross yield (all-in)

5.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 159 m²
Land: 137 m²
Style: portuguese-traditional
Condition: good
Year Built: 2012
Energy Certificate: B

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

round windowtiled roof accents

Score Breakdown

ROI
15.93
Visual Appeal
9.8
Ownership Security
13
Location
8.4
Land & Space
3.34
Rental Demand
4.2
Payback Speed
2
STR Suitability
3

Description

Excellent 3-bedroom townhouse in Fuseta, overlooking the Ria Formosa and the sea. A fantastic 3-bedroom townhouse in Fuseta, with sea views and 1.5 km from the beach, situated close to the town centre, in a quiet and peaceful area. The owner is currently renovating both the interior and exterior. This 159 m2 villa co

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Moncarapacho

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
159 m²
Land Plot
137 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$99K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.4%
$2,114/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
22.7 yr
Rental only

Property details

Year built: 2012
Energy: B
Condition: good

Description

Excellent 3-bedroom townhouse in Fuseta, overlooking the Ria Formosa and the sea. A fantastic 3-bedroom townhouse in Fuseta, with sea views and 1.5 km from the beach, situated close to the town centre, in a quiet and peaceful area. The owner is currently renovating both the interior and exterior. This 159 m2 villa co

Income Breakdown

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Nightly Rate (ADR)
$331/night
50% ($152)Brixfox estimate($331/night)200% ($609)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Yearly income
$25,364
Airbnb data$331/night · 42% occupancy
Rental income
$331/night · 42% occ.
$50,716
Running costs (20%)
Utilities, cleaning, maintenance
-$10,143
Income tax (10%)
Indonesian rental income tax
-$14,201
Property tax
Annual property tax
-$1,008
Net income
4.4% ROI
$25,364

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$576,087
IMT (transfer tax, investment schedule)$32,859
Imposto de Selo (stamp duty)$4,609
Notary & registration$1,359
Legal / due diligence$8,641
Total acquisition costs$47,467
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,505
($5,185–$13,826)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$665,886

Gross yield (asking)

8.8%

True gross yield (all-in)

7.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$3.3M$2.4M$1.6M$813K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $530K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$645K
+22%
Rental Income
+$124K
Total Position
$769K
+45%
7.7%/yr
Year 10
Capital Value
$785K
+48%
Rental Income
+$268K
Total Position
$1.1M
+98%
7.1%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$627K
Total Position
$1.8M
+237%
6.3%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.1M
Total Position
$2.8M
+434%
5.7%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Strong
$305 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
137 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $305 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$2,031/mo
40% occ.
5.7%
$2,736/mo
42% occ.
6.0%
$2,874/mo
current
52% occ.
7.5%
$3,579/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.