Detached house in Centro, Quelfes
Detached house in Centro, Quelfes — image 2Detached house in Centro, Quelfes — image 3Detached house in Centro, Quelfes — image 4Detached house in Centro, Quelfes — image 5
Grade Avillaluxury

Detached house in Centro, Quelfes

Olhão · Eastern Algarve ·

€990,000

Asking Price (EUR)

4.7%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.2%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €81,049/yr
Average Daily Rate: €378
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 15.3 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 78.8 / 100
Comparable Properties: 5
Data Confidence: 65%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.8% over asking

Asking price€990,000
IMT — Property transfer tax (investment schedule)€59,400
IS — Stamp duty (0.8%)€7,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,850
Total acquisition costs€83,420
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

8.2%

True gross yield (all-in)

7.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 5
Building: 420 m²
Land: 1472 m²
Style: modern
Condition: new-build
Year Built: 2026
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poollarge sliding glass doorsminimalist architecture

Score Breakdown

ROI
17.87
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.88
Payback Speed
3
STR Suitability
3

Description

Three-bedroom (T3) villa set on a single level, featuring a functional design, generous spaces and modern finishes, ideal for permanent residence or as a holiday home. The property offers three bedrooms and four bathrooms, ensuring maximum comfort and privacy. The social area combines the living room, dining area and

Location

📍 37.0582°N, 7.8261°W

· Olhão, Algarve, Portugal

View on Janela Imobiliária →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Centro, Quelfes

Inventory
3 Beds
Bathrooms
5 Baths
Built Area
420 m²
Land Plot
1472 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score79
GradeA
Brixfox Intelligence
79AExcellent
Score Breakdown
ROI & Yield87%
Capital Growth83%
Risk Profile80%
Market Demand79%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$186K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.5%
$4,921/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.2 yr
Rental only

Property details

Year built: 2026
Energy: A
Condition: new-build

Description

Three-bedroom (T3) villa set on a single level, featuring a functional design, generous spaces and modern finishes, ideal for permanent residence or as a holiday home. The property offers three bedrooms and four bathrooms, ensuring maximum comfort and privacy. The social area combines the living room, dining area and

Income Breakdown

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Nightly Rate (ADR)
$546/night
50% ($251)Brixfox estimate($546/night)200% ($1004)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Yearly income
$59,056
Airbnb data$546/night · 59% occupancy
Rental income
$546/night · 59% occ.
$117,190
Running costs (20%)
Utilities, cleaning, maintenance
-$23,438
Income tax (10%)
Indonesian rental income tax
-$32,813
Property tax
Annual property tax
-$1,883
Net income
5.5% ROI
$59,056

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,076,087
IMT (transfer tax, investment schedule)$64,565
Imposto de Selo (stamp duty)$8,609
Notary & registration$1,359
Legal / due diligence$16,141
Total acquisition costs$90,674
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$1,222,522

Gross yield (asking)

10.9%

True gross yield (all-in)

9.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$6.7M$5.0M$3.3M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $990K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$288K
Total Position
$1.5M
+51%
8.6%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$623K
Total Position
$2.1M
+111%
7.7%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.5M
Total Position
$3.6M
+267%
6.7%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.6M
Total Position
$5.8M
+485%
6.1%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.5% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$502 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1472 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $502 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1472 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
4.9%
$4,354/mo
49% occ.
6.2%
$5,517/mo
59% occ.
7.4%
$6,679/mo
current
69% occ.
8.7%
$7,841/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.