Detached house in Moncarapacho
Detached house in Moncarapacho — image 2Detached house in Moncarapacho — image 3Detached house in Moncarapacho — image 4Detached house in Moncarapacho — image 5
Grade Avillamid-range

Detached house in Moncarapacho

Olhão · Eastern Algarve ·

€750,000

Asking Price (EUR)

10.4%

True Net Yield (Owner, all-in)

7.2%

True Net Yield (Managed, all-in)

16.0%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €138,927/yr
Average Daily Rate: €585
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 6.8 years
5-yr Capital Value: €985,489
10-yr Capital Value: €1.2M
Brixfox Score: 83.7 / 100
Comparable Properties: 5
Data Confidence: 57%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€867,345

+15.6% over asking

Asking price€750,000
IMT — Property transfer tax (investment schedule)€45,000
IS — Stamp duty (0.8%)€6,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,250
Total acquisition costs€63,500
Renovation (est. €55/m² × 199 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,945
(€5,970–€15,920)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€867,345

Gross yield (asking price)

18.5%

True gross yield (all-in)

16.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 6
Building: 199 m²
Land: 8240 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cobblestone-pathwhite-washed-exteriortraditional-shutters

Score Breakdown

ROI
25
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
6.5
Payback Speed
5
STR Suitability
3

Description

Detached villa with four bedrooms plus one extra made, facing south, located in Moncarapacho The villa is located in a quiet area, surrounded by nature and with a plot of land of around 7000m2, with two bore holes, carob- and olive trees. The villa was completely renovated, comprising four bedrooms, all en-suite, an

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

View on Sortami →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Moncarapacho

Inventory
5 Beds
Bathrooms
6 Baths
Built Area
199 m²
Land Plot
8240 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 12.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score84
GradeA
Brixfox Intelligence
84AExcellent
Score Breakdown
ROI & Yield92%
Capital Growth88%
Risk Profile85%
Market Demand84%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$141K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
12.6%
$8,579/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.9 yr
Rental only

Property details

Energy: D
Condition: good

Description

Detached villa with four bedrooms plus one extra made, facing south, located in Moncarapacho The villa is located in a quiet area, surrounded by nature and with a plot of land of around 7000m2, with two bore holes, carob- and olive trees. The villa was completely renovated, comprising four bedrooms, all en-suite, an

Income Breakdown

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Nightly Rate (ADR)
$845/night
50% ($389)Brixfox estimate($845/night)200% ($1556)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Yearly income
$102,948
Airbnb data$845/night · 65% occupancy
Rental income
$845/night · 65% occ.
$200,720
Running costs (20%)
Utilities, cleaning, maintenance
-$40,144
Income tax (10%)
Indonesian rental income tax
-$56,201
Property tax
Annual property tax
-$1,427
Net income
12.6% ROI
$102,948

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$815,217
IMT (transfer tax, investment schedule)$48,913
Imposto de Selo (stamp duty)$6,522
Notary & registration$1,359
Legal / due diligence$12,228
Total acquisition costs$69,022
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,897
($6,489–$17,304)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$44,457
All-in investment$940,592

Gross yield (asking)

24.6%

True gross yield (all-in)

21.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$8.0M$6.0M$4.0M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $750K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$912K
+22%
Rental Income
+$503K
Total Position
$1.4M
+89%
13.5%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$1.1M
Total Position
$2.2M
+193%
11.3%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$2.5M
Total Position
$4.2M
+458%
9.0%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$4.5M
Total Position
$6.9M
+825%
7.7%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
12.6% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$778 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
8240 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 12.6% — outperforms most villas in this market
Premium nightly rate of $778 — positioned in the top tier
Generous 8240 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
11.8%
$7,990/mo
55% occ.
14.4%
$9,790/mo
65% occ.
17.1%
$11,590/mo
current
75% occ.
19.7%
$13,390/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.