Detached house in Avenida Dona Maria Rosa Dias, 4, Moncarapacho e Fuseta, Olhão
Detached house in Avenida Dona Maria Rosa Dias, 4, Moncarapacho e Fuseta, Olhão — image 2Detached house in Avenida Dona Maria Rosa Dias, 4, Moncarapacho e Fuseta, Olhão — image 3Detached house in Avenida Dona Maria Rosa Dias, 4, Moncarapacho e Fuseta, Olhão — image 4Detached house in Avenida Dona Maria Rosa Dias, 4, Moncarapacho e Fuseta, Olhão — image 5
Grade Avillamid-range

Detached house in Avenida Dona Maria Rosa Dias, 4, Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€470,000

Asking Price (EUR)

11.0%

True Net Yield (Owner, all-in)

7.6%

True Net Yield (Managed, all-in)

16.9%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €94,335/yr
Average Daily Rate: €502
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 6.2 years
5-yr Capital Value: €617,573
10-yr Capital Value: €751,372
Brixfox Score: 75.8 / 100
Comparable Properties: 5
Data Confidence: 62%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€558,350

+18.8% over asking

Asking price€470,000
IMT — Property transfer tax (investment schedule)€25,430
IS — Stamp duty (0.8%)€3,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,050
Total acquisition costs€37,490
Renovation (est. €55/m² × 242 m²)
Light touch-ups — paint, fixtures, deep clean.		€13,310
(€7,260–€19,360)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€558,350

Gross yield (asking price)

20.1%

True gross yield (all-in)

16.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 242 m²
Land: 300 m²
Style: portuguese-traditional
Condition: good
Year Built: 1987
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balcony with balustradearched entrancewaysterracotta roof tiles

Score Breakdown

ROI
25
Visual Appeal
9.8
Ownership Security
13
Location
8.4
Land & Space
6.45
Rental Demand
5.15
Payback Speed
5
STR Suitability
3

Description

Detached House T4 in the center Comfort and Privacy in Moncarapacho Discover this magnificent 4 bedroom detached villa located in the center of Moncarapacho, in the municipality of Olhão, a privileged location that combines the tranquility of the Algarve with the convenience of being close to all amenities. Set on a

Location

📍 37.0826°N, 7.7868°W

· Olhão, Algarve, Portugal

View on Real Easy →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Avenida Dona Maria Rosa Dias, 4, Moncarapacho e Fuseta, Olhão

Inventory
4 Beds
Bathrooms
2 Baths
Built Area
242 m²
Land Plot
300 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 13.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score76
GradeA
Brixfox Intelligence
76AExcellent
Score Breakdown
ROI & Yield84%
Capital Growth80%
Risk Profile77%
Market Demand76%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+17.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$88K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
13.7%
$5,835/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.3 yr
Rental only

Property details

Year built: 1987
Energy: D
Condition: good

Description

Detached House T4 in the center Comfort and Privacy in Moncarapacho Discover this magnificent 4 bedroom detached villa located in the center of Moncarapacho, in the municipality of Olhão, a privileged location that combines the tranquility of the Algarve with the convenience of being close to all amenities. Set on a

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$726/night
50% ($334)Brixfox estimate($726/night)200% ($1335)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$70,024
Airbnb data$726/night · 51% occupancy
Rental income
$726/night · 51% occ.
$136,380
Running costs (20%)
Utilities, cleaning, maintenance
-$27,276
Income tax (10%)
Indonesian rental income tax
-$38,187
Property tax
Annual property tax
-$894
Net income
13.7% ROI
$70,024

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$510,870
IMT (transfer tax, investment schedule)$27,641
Imposto de Selo (stamp duty)$4,087
Notary & registration$1,359
Legal / due diligence$7,663
Total acquisition costs$40,750
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$14,467
($7,891–$21,043)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$604,728

Gross yield (asking)

26.7%

True gross yield (all-in)

22.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$5.3M$4.0M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $470K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$572K
+22%
Rental Income
+$342K
Total Position
$914K
+94%
14.2%/yr
Year 10
Capital Value
$696K
+48%
Rental Income
+$739K
Total Position
$1.4M
+205%
11.8%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$1.7M
Total Position
$2.8M
+487%
9.3%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$3.1M
Total Position
$4.6M
+876%
7.9%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
13.7% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$668 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Average
300 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 13.7% — outperforms most villas in this market
Premium nightly rate of $668 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
11.3%
$4,791/mo
41% occ.
14.9%
$6,337/mo
51% occ.
18.5%
$7,882/mo
current
61% occ.
22.1%
$9,427/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.