Detached house in Sitio da Jordana, Moncarapacho
Detached house in Sitio da Jordana, Moncarapacho — image 2Detached house in Sitio da Jordana, Moncarapacho — image 3Detached house in Sitio da Jordana, Moncarapacho — image 4Detached house in Sitio da Jordana, Moncarapacho — image 5
Grade B+villabudget

Detached house in Sitio da Jordana, Moncarapacho

Olhão · Eastern Algarve ·

€190,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,120/yr
Average Daily Rate: €124
-31.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 7.7 years
5-yr Capital Value: €249,657
10-yr Capital Value: €303,746
Brixfox Score: 74.8 / 100
Comparable Properties: 4
Data Confidence: 59%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€423,718

+123.0% over asking

Asking price€190,000
IMT — Property transfer tax (investment schedule)€4,298
IS — Stamp duty (0.8%)€1,520
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,850
Total acquisition costs€9,918
Renovation (est. €900/m² × 224 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€201,600
(€156,800–€246,400)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€423,718

Gross yield (asking price)

15.8%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 224 m²
Land: 406 m²
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: Not indicated

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ornate facade detailsarched windows

Score Breakdown

ROI
25
Visual Appeal
4.6
Ownership Security
13
Location
8.4
Land & Space
8.91
Rental Demand
6.87
Payback Speed
5
STR Suitability
3

Description

Discover the timeless charm of Algarve architecture in this unique house composed of 6 rooms, which awaits your vision and creativity to transform into a real home. Located in Sítio da Jordana, just a short distance from the village of Moncarapacho, this property offers a unique opportunity to create your own dreams.

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

View on Century 21 Plaza →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Sitio da Jordana, Moncarapacho

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
224 m²
Land Plot
406 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 11.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$36K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.1%
$1,911/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.0 yr
Rental only

Property details

Energy: Not indicated
Condition: needs-renovation

Description

Discover the timeless charm of Algarve architecture in this unique house composed of 6 rooms, which awaits your vision and creativity to transform into a real home. Located in Sítio da Jordana, just a short distance from the village of Moncarapacho, this property offers a unique opportunity to create your own dreams.

Income Breakdown

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Nightly Rate (ADR)
$179/night
50% ($82)Brixfox estimate($179/night)200% ($329)
Occupancy
69%
10%Brixfox estimate(69%)100%

Short-Term Rental

Yearly income
$22,934
Airbnb data$179/night · 69% occupancy
Rental income
$179/night · 69% occ.
$44,799
Running costs (20%)
Utilities, cleaning, maintenance
-$8,960
Income tax (10%)
Indonesian rental income tax
-$12,544
Property tax
Annual property tax
-$361
Net income
11.1% ROI
$22,934

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$206,522
IMT (transfer tax, investment schedule)$4,672
Imposto de Selo (stamp duty)$1,652
Notary & registration$1,359
Legal / due diligence$3,098
Total acquisition costs$10,780
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$219,130
($170,435–$267,826)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$458,389

Gross yield (asking)

21.7%

True gross yield (all-in)

9.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$1.9M$1.4M$932K$466K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $190K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$231K
+22%
Rental Income
+$112K
Total Position
$343K
+81%
12.6%/yr
Year 10
Capital Value
$281K
+48%
Rental Income
+$242K
Total Position
$523K
+175%
10.7%/yr
Year 20
Capital Value
$416K
+119%
Rental Income
+$567K
Total Position
$983K
+418%
8.6%/yr
Year 30
Capital Value
$616K
+224%
Rental Income
+$1.0M
Total Position
$1.6M
+753%
7.4%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.1% annual return
Occupancy
Good
69% average occupancy
Nightly Rate
Good
$164 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Good
406 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.1% — outperforms most villas in this market
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

49% occ.
10.6%
$1,823/mo
59% occ.
12.8%
$2,203/mo
69% occ.
15.0%
$2,583/mo
current
79% occ.
17.2%
$2,963/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.