Detached house in Moncarapacho
Detached house in Moncarapacho — image 2Detached house in Moncarapacho — image 3Detached house in Moncarapacho — image 4Detached house in Moncarapacho — image 5
Grade Cvillabudget

Detached house in Moncarapacho

Olhão · Eastern Algarve ·

€249,500

Asking Price (EUR)

Net yield — free account

True Net Yield (after-tax, all-in)

3.6%

True Gross Yield

29%

Occupancy

Projected Gross Revenue: €16,755/yr
Average Daily Rate: 160
-25.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-20%), Budget finish (-12%) — combined adjustment capped at -25%
5-yr Capital Value: €289,239
10-yr Capital Value: €335,307
Brixfox Score: 53.4 / 100
Comparable Properties: 12
Data Confidence: 72%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€465,860

+86.7% over asking

Asking price€249,500
IMT — Property transfer tax (investment schedule)€8,071
IS — Stamp duty (0.8%)€1,996
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,743
Total acquisition costs€15,060
Renovation (est. €900/m² × 199)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.
€179,100
(€139,300€218,900)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€22,200
All-in investment (incl. renovation & furnishing)€465,860

Gross yield (asking price)

6.7%

True gross yield (all-in)

3.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 199
Land: 1000
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: Exempt

AL licence status unconfirmed

No AL licence is on record for this listing. The Algarve has no containment zones, so a new AL registration is normally obtainable — verify with the local câmara municipal before counting on STR income.

Score Breakdown

ROI
4.91
Visual Appeal
3.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
2.87
Payback Speed
0
STR Suitability
4

Description

3 bedroom villa with 2 annexes to restore - Olhão Discover this charming 3-bedroom villa located in a quiet, rural area, ideal for those looking for quality of life in contact with nature. Consisting of 3 bedrooms, this property also offers 2 independent annexes, where it has the potential to make 2 en-suite bedrooms

Location

📍 37.0870°N, 7.7890°W

Approximate location — mapped to the centre of Olhão

· Olhão, Algarve, Portugal

Confirmed on the market today.

Visit Nest HomesListed via Idealista.pt
3-bedroom freehold villa in Olhão — photo 1 of 5
Nest Homes
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Detached house in Moncarapacho

Olhão · Eastern Algarve · Ref BF-13133Source · Nest Homes · listed 16 Apr 2026
Asking price
€249,500
Bedrooms
3
Built area
199 m²
Land
1000 m²
Brixfox Score 53 · CFinancial analysis ↓

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Property details

Energy: Exempt
Condition: needs-renovation

Description

3 bedroom villa with 2 annexes to restore - Olhão Discover this charming 3-bedroom villa located in a quiet, rural area, ideal for those looking for quality of life in contact with nature. Consisting of 3 bedrooms, this property also offers 2 independent annexes, where it has the potential to make 2 en-suite bedrooms

Financials

What it earns, what it costs to own, and the net yield

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager whose commission includes the OTA/channel listing (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission but pays the OTA host fee, staff/local operations and your own time directly. Both scenarios divide the SAME gross revenue — the toggle changes the cost stack, not the revenue. That revenue is observed from actively-operated comps, so self-managed assumes you match their performance.Both scenarios share the same projected revenue — the toggle changes who runs the property and what that costs, not what it earns.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
Gross yield · all-in basis
Before tax in your home country and financing costs. Estimates, not financial advice.

No Airbnb match on file

We have not confirmed this exact property on Airbnb, so it carries no operating history here. The figures above rest on the comparable set — a launch scenario, not a track record.

Revenue assumptions

Derived from the comparable Airbnb listings below. The headline ADR and revenue are the expected BOOKED figures — nearby asking prices corrected by our measured asking-to-booked factor (Portugal's calendar dataset is young, so this is a conservative estimate). Occupancy is the seasonality-adjusted full-year rate. The comp cards below show raw asking prices.
Expected ADR
€160
Expected booked rate (asking prices × measured booked factor)
Expected occupancy
29%
Full-year estimate, market-calibrated
Projected annual revenue
€16,755
ADR × occupancy × 365
Comp data observed in USD · converted at €0.88/$
Seasonal occupancy pattern
Peak Aug +50% · Low Dec -41%
J
F
M
A
M
J
J
A
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N
D
Modelled monthly index (relative to the annual average) — replaced by measured per-market indices as calendar history matures.

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
Acquisition costs· 6.0% of price, auto-calculated
€15,060
IMT (transfer tax, investment schedule)€8,071
Imposto de Selo (stamp duty)€1,996
Notary & registration€1,250
Legal fees€3,743
Renovation budget· Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.
Pool & landscaping· No pool today, but the comparable Airbnbs setting its nightly rate have one — budgeted to match them.
Furniture & STR launch· default ≈ €6,733/bedroom
All-in investment
€513,860
+106.0% over asking
Fully managed scenarioSwitch the scenario with the toggle at the top of the financial analysis — it drives every figure in this section. Gross revenue is identical in both scenarios (the comps' observed performance); the Villa Scorecard and risk panels elsewhere on the page always quote the fully-managed Brixfox Standard.
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Net operating income
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Net yield on all-in investment
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Total return, if prices move

Net yield plus an appreciation assumption you choose. Appreciation is a forward-looking assumption, not data — which is why it defaults to 0% and is kept out of the yield figures above.
Annual appreciation assumption0%
0%3.5% · Olhão 5-yr avg — historical, not a forecast8%
Indicative total return
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••% net yield + 0% appreciation
Appreciation assumptions are illustrative only. Past regional price growth does not predict future performance; local supply, regulation and currency moves can materially change outcomes. Not financial advice.
Evidence

Where it sits, and who confirms it

Comp table: Market evidence ↑ in Financials

Location

Approximate area

Olhão · Eastern Algarve

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Verdict

Score, and what could go wrong

Same net-yield basis as the financial analysis

Brixfox Score

53C
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Upgrade to Pro to see the full scorecard analysis.

Risk & what-if

ScenarioOccupancyNet income /yrNet yield
+1 pts occupancy30%••••••%
+11 pts occupancy40%••••••%
Expected29%••••••%
+10 pts occupancy39%••••••%

Brixfox Standard · Non-resident · Fully managed · net yield on all-in cost · upgrade to Pro to stress-test this yield

TenureFreeholdno lease decay · no amortisation
Payback20.9 yearsfrom net rent at the expected case
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Modelled from live Airbnb calendar data around this property · operating costs per line, editable in the P&L · estimates, not financial advice.Data sources & methodology ›

ROI calculations use Brixfox Intelligence rental data from live Airbnb calendar tracking — the Algarve dataset has been live since March 2026, seasonality-adjusted to a full-year estimate with a conservative calibration while it matures. Operating costs are modelled per line (management, channel fees, cleaning, utilities, IMI, maintenance, insurance). After-tax yields deduct non-resident IRS on AL income under the simplified regime (~8.75% of gross); buyer-side IMT and stamp duty are included in the all-in cost basis. Market factors in Portugal may impact actual yields.