Detached house in Acesso Particular, Moncarapacho
Detached house in Acesso Particular, Moncarapacho — image 2Detached house in Acesso Particular, Moncarapacho — image 3Detached house in Acesso Particular, Moncarapacho — image 4Detached house in Acesso Particular, Moncarapacho — image 5
Grade Avillamid-range

Detached house in Acesso Particular, Moncarapacho

Olhão · Eastern Algarve ·

€500,000

Asking Price (EUR)

5.9%

True Net Yield (Owner, all-in)

4.1%

True Net Yield (Managed, all-in)

9.1%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €52,966/yr
Average Daily Rate: €258
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 11.7 years
5-yr Capital Value: €656,993
10-yr Capital Value: €799,332
Brixfox Score: 77 / 100
Comparable Properties: 5
Data Confidence: 63%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€580,480

+16.1% over asking

Asking price€500,000
IMT — Property transfer tax (investment schedule)€27,830
IS — Stamp duty (0.8%)€4,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,500
Total acquisition costs€40,580
Renovation (est. €55/m² × 140 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,700
(€4,200–€11,200)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€580,480

Gross yield (asking price)

10.6%

True gross yield (all-in)

9.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 140 m²
Land: 475 m²
Style: portuguese-traditional
Condition: good
Year Built: 1951
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

white facade with blue trimtraditional Portuguese architecture

Score Breakdown

ROI
20.98
Visual Appeal
10.4
Ownership Security
13
Location
8.4
Land & Space
11.6
Rental Demand
5.62
Payback Speed
4
STR Suitability
3

Description

We present this charming property located in a quiet area near Moncarapacho, ideal for those looking to live with quality of life in the Algarve and, at the same time, take advantage of an excellent profitability potential. The property consists of two independent units a T1 and a T2 allowing you to live in one of the

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

View on MVP - Most Valued Property →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Acesso Particular, Moncarapacho

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
140 m²
Land Plot
475 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 7.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$94K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.2%
$3,279/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.8 yr
Rental only

Property details

Year built: 1951
Energy: F
Condition: good

Description

We present this charming property located in a quiet area near Moncarapacho, ideal for those looking to live with quality of life in the Algarve and, at the same time, take advantage of an excellent profitability potential. The property consists of two independent units a T1 and a T2 allowing you to live in one of the

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$377/night
50% ($174)Brixfox estimate($377/night)200% ($695)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Yearly income
$39,344
Airbnb data$377/night · 56% occupancy
Rental income
$377/night · 56% occ.
$77,490
Running costs (20%)
Utilities, cleaning, maintenance
-$15,498
Income tax (10%)
Indonesian rental income tax
-$21,697
Property tax
Annual property tax
-$951
Net income
7.2% ROI
$39,344

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$543,478
IMT (transfer tax, investment schedule)$30,250
Imposto de Selo (stamp duty)$4,348
Notary & registration$1,359
Legal / due diligence$8,152
Total acquisition costs$44,109
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,370
($4,565–$12,174)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$628,783

Gross yield (asking)

14.3%

True gross yield (all-in)

12.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$3.8M$2.9M$1.9M$961K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $500K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$608K
+22%
Rental Income
+$192K
Total Position
$800K
+60%
9.9%/yr
Year 10
Capital Value
$740K
+48%
Rental Income
+$415K
Total Position
$1.2M
+131%
8.7%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$973K
Total Position
$2.1M
+314%
7.4%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.7M
Total Position
$3.3M
+569%
6.5%/yr

Location

Olhão

Eastern Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.2% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$347 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
475 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $347 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
6.3%
$2,833/mo
46% occ.
8.0%
$3,637/mo
56% occ.
9.8%
$4,441/mo
current
66% occ.
11.6%
$5,244/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.