Detached house in Moncarapacho
Detached house in Moncarapacho — image 2Detached house in Moncarapacho — image 3Detached house in Moncarapacho — image 4Detached house in Moncarapacho — image 5
Grade Avillaluxury

Detached house in Moncarapacho

Olhão · Eastern Algarve ·

€630,000

Asking Price (EUR)

7.4%

True Net Yield (Owner, all-in)

5.1%

True Net Yield (Managed, all-in)

11.4%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €83,713/yr
Average Daily Rate: 354
+23.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 9.4 years
5-yr Capital Value: €827,811
10-yr Capital Value: €1.0M
Brixfox Score: 77.2 / 100
Comparable Properties: 9
Data Confidence: 62%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€737,270

+17.0% over asking

Asking price€630,000
IMT — Property transfer tax (investment schedule)€38,230
IS — Stamp duty (0.8%)€5,040
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,450
Total acquisition costs€53,970
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€53,300
All-in investment (incl. renovation & furnishing)€737,270

Gross yield (asking price)

13.3%

True gross yield (all-in)

11.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 256
Land: 218
Style: modern
Condition: new-build
Year Built: 2024
Energy Certificate: A+
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poolsleek black railingsminimalist landscaping

Score Breakdown

ROI
24.14
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
4.62
Rental Demand
6.47
Payback Speed
4
STR Suitability
3

Description

Magnificent modern design villa with swimming pool and panoramic elevator! In this stunning villa you can find on the ground floor a garage with direct access to the interior of the house, a beautiful courtyard, an entrance hall, a spacious laundry room, a storage area, a guest toilet, a staircase and an exquisite pan

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

Idealista.pt
Olhão / Eastern Algarve

Detached house in Moncarapacho

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
256 m²
Land Plot
218 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 9.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$118K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.0%
$5,141/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.1 yr
Rental only

Property details

Year built: 2024
Energy: A+
Condition: new-build

Description

Magnificent modern design villa with swimming pool and panoramic elevator! In this stunning villa you can find on the ground floor a garage with direct access to the interior of the house, a beautiful courtyard, an entrance hall, a spacious laundry room, a storage area, a guest toilet, a staircase and an exquisite pan

Income Breakdown

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Nightly Rate (ADR)
$512/night
50% ($235)Brixfox estimate($512/night)200% ($942)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Yearly income
$61,695
Airbnb data$512/night · 65% occupancy
Rental income
$512/night · 65% occ.
$120,949
Running costs (20%)
Utilities, cleaning, maintenance
-$24,190
Income tax (10%)
Indonesian rental income tax
-$33,866
Property tax
Annual property tax
-$1,198
Net income
9.0% ROI
$61,695

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$684,783
IMT (transfer tax, investment schedule)$41,554
Imposto de Selo (stamp duty)$5,478
Notary & registration$1,359
Legal / due diligence$10,272
Total acquisition costs$58,663
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$55,761
All-in investment$799,207

Gross yield (asking)

17.7%

True gross yield (all-in)

15.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$5.5M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $630K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$766K
+22%
Rental Income
+$301K
Total Position
$1.1M
+69%
11.1%/yr
Year 10
Capital Value
$933K
+48%
Rental Income
+$651K
Total Position
$1.6M
+151%
9.7%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$1.5M
Total Position
$2.9M
+361%
7.9%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$2.7M
Total Position
$4.7M
+653%
7.0%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.0% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$471 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
218 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.0% — outperforms most villas in this market
Premium nightly rate of $471 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 218 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
8.4%
$4,776/mo
55% occ.
10.3%
$5,866/mo
65% occ.
12.2%
$6,956/mo
current
75% occ.
14.1%
$8,045/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.