Detached house, Em535-1, 8 h, Chinicato - Sargaçal, Lagos
Detached house, Em535-1, 8 h, Chinicato - Sargaçal, Lagos — image 2Detached house, Em535-1, 8 h, Chinicato - Sargaçal, Lagos — image 3Detached house, Em535-1, 8 h, Chinicato - Sargaçal, Lagos — image 4Detached house, Em535-1, 8 h, Chinicato - Sargaçal, Lagos — image 5
Grade B+villabudget

Detached house, Em535-1, 8 h, Chinicato - Sargaçal, Lagos

Lagos · Western Algarve ·

€210,000

Asking Price (EUR)

5.8%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

8.9%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €26,036/yr
Average Daily Rate: €134
Payback Period: 9.9 years
5-yr Capital Value: €275,937
10-yr Capital Value: €335,719
Brixfox Score: 74.7 / 100
Comparable Properties: 7
Data Confidence: 65%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€291,927

+39.0% over asking

Asking price€210,000
IMT — Property transfer tax (investment schedule)€5,697
IS — Stamp duty (0.8%)€1,680
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,150
Total acquisition costs€11,777
Renovation (est. €900/m² × 57 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€51,300
(€39,900–€62,700)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€291,927

Gross yield (asking price)

12.4%

True gross yield (all-in)

8.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 57 m²
Land: 640 m²
Style: dated
Condition: needs-renovation
Year Built: 1951
Energy Certificate: Exempt
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
23.37
Visual Appeal
3.6
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
5.34
Payback Speed
4
STR Suitability
3

Description

Discover this charming country house located in Sargaçal, Lagos, a unique opportunity for only €210,000. With an area of 57m² and 640m² of land, this property offers a peaceful environment, surrounded by green spaces and ancient trees, ideal for those seeking a refuge in nature. The house has 2 bedrooms and 1 bathroom

Location

📍 37.1379°N, 8.6920°W

· Lagos, Algarve, Portugal

View on CENTURY 21 Universe →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house, Em535-1, 8 h, Chinicato - Sargaçal, Lagos

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
57 m²
Land Plot
640 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$58K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.6%
$1,631/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.7 yr
Rental only

Property details

Year built: 1951
Energy: Exempt
Condition: needs-renovation

Description

Discover this charming country house located in Sargaçal, Lagos, a unique opportunity for only €210,000. With an area of 57m² and 640m² of land, this property offers a peaceful environment, surrounded by green spaces and ancient trees, ideal for those seeking a refuge in nature. The house has 2 bedrooms and 1 bathroom

Income Breakdown

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Nightly Rate (ADR)
$197/night
50% ($91)Brixfox estimate($197/night)200% ($363)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$19,576
Airbnb data$197/night · 53% occupancy
Rental income
$197/night · 53% occ.
$38,414
Running costs (20%)
Utilities, cleaning, maintenance
-$7,683
Income tax (10%)
Indonesian rental income tax
-$10,756
Property tax
Annual property tax
-$399
Net income
8.6% ROI
$19,576

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$228,261
IMT (transfer tax, investment schedule)$6,192
Imposto de Selo (stamp duty)$1,826
Notary & registration$1,359
Legal / due diligence$3,424
Total acquisition costs$12,801
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$55,761
($43,370–$68,152)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$315,138

Gross yield (asking)

16.8%

True gross yield (all-in)

12.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$1.8M$1.3M$884K$442K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $210K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$255K
+22%
Rental Income
+$96K
Total Position
$351K
+67%
10.8%/yr
Year 10
Capital Value
$311K
+48%
Rental Income
+$206K
Total Position
$517K
+146%
9.4%/yr
Year 20
Capital Value
$460K
+119%
Rental Income
+$484K
Total Position
$944K
+350%
7.8%/yr
Year 30
Capital Value
$681K
+224%
Rental Income
+$857K
Total Position
$1.5M
+632%
6.9%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.6% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Good
$181 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
640 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.6% — outperforms most villas in this market
Generous 640 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
7.2%
$1,368/mo
43% occ.
9.4%
$1,788/mo
53% occ.
11.6%
$2,207/mo
current
63% occ.
13.8%
$2,627/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.