Terraced house, Vilabranca, Torralta, Lagos Cidade, Lagos
Terraced house, Vilabranca, Torralta, Lagos Cidade, Lagos — image 2Terraced house, Vilabranca, Torralta, Lagos Cidade, Lagos — image 3Terraced house, Vilabranca, Torralta, Lagos Cidade, Lagos — image 4Terraced house, Vilabranca, Torralta, Lagos Cidade, Lagos — image 5
Grade Bvillaluxury

Terraced house, Vilabranca, Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€845,000

Asking Price (EUR)

5.2%

True Net Yield (Owner, all-in)

3.6%

True Net Yield (Managed, all-in)

6.8%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.2 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.76, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €65,682/yr
Average Daily Rate: €327
Payback Period: 26.6 years
5-yr Capital Value: €979,587
10-yr Capital Value: €1.1M
Brixfox Score: 64.2 / 100
Comparable Properties: 58
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€969,685

+14.8% over asking

Asking price€845,000
IMT — Property transfer tax (investment schedule)€50,700
IS — Stamp duty (0.8%)€6,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,675
Total acquisition costs€71,385
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€969,685

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 156 m²
Style: modern
Condition: new-build
Year Built: 2026
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

clean lines and minimalist architectureintegrated balconies/terraceslush landscaping around poolmodern kitchen with integrated lighting

Score Breakdown

ROI
14.13
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
5.12
Rental Demand
5.5
Payback Speed
2
STR Suitability
4

Description

This stylish newly built townhouse is located in one of Lagos's most desirable residential areas, within easy walking distance of Dona Ana Beach, Porto de Mós, the historic town centre, and a wide range of restaurants and amenities. Set in a quiet and established neighbourhood, the property offers an ideal balance of t

Location

📍 37.0920°N, 8.6770°W

· Lagos, Algarve, Portugal

View on Lagos Algarve Real Estate →Also on Idealista.pt
Terraced house, Vilabranca, Torralta, Lagos Cidade, Lagos
Idealista.pt
Source verified

Terraced house, Vilabranca, Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve · Freehold · Ref BF-1292
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
156 m²
True net yield
3.8%
≈ $5,608/mo net after costs & tax
Brixfox Score 64 · B

Property details

Year built: 2026
Energy: A
Condition: new-build

Description

This stylish newly built townhouse is located in one of Lagos's most desirable residential areas, within easy walking distance of Dona Ana Beach, Porto de Mós, the historic town centre, and a wide range of restaurants and amenities. Set in a quiet and established neighbourhood, the property offers an ideal balance of t

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$471/night
50% ($217)Brixfox estimate($471/night)200% ($867)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$45,503
Airbnb data$471/night · 55% occupancy
Rental income
$471/night · 55% occ.
$87,505
Running costs (20%)
Utilities, cleaning, maintenance
-$17,501
Income tax (10%)
Indonesian rental income tax
-$24,502
Property tax
Annual property tax
-$0
Net income
5.0% ROI
$45,503

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

Airbnb Comp Analysis

No nearby Airbnb listings found

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

3.8%

on all-in cost of $1,035,358

Scenario
Pre-tax
After-tax
Owner-managed
6.5%
5.8%
Fully-managed
4.5%
3.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.4%

Annual Revenue

$87,505

Income Tax / yr

$7,657

Payback

27 yrs

True All-In Cost
Asking price$918,478
IMT — transfer tax (non-resident 7.5%)$68,886
Stamp duty (0.8%)$7,348
Notary + registry$2,174
Legal$11,298
Furnishing + STR launch$27,174
All-in cost$1,035,358

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.4M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $845K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.0M
+22%
Rental Income
+$222K
Total Position
$1.3M
+48%
8.2%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$480K
Total Position
$1.7M
+105%
7.4%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$1.1M
Total Position
$3.0M
+252%
6.5%/yr
Year 30
Capital Value
$2.7M
+224%
Rental Income
+$2.0M
Total Position
$4.7M
+460%
5.9%/yr

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
5.0% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$433 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $433 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 5.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
4.6%
$3,507/mo
45% occ.
5.9%
$4,510/mo
55% occ.
7.2%
$5,513/mo
current
65% occ.
8.5%
$6,516/mo

Inquire — direct to the agent

Your message goes straight to the listing agent. No middleman, no markup.

Your inquiry will be sent directly to the listing agent.

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.

Asking price · Freehold
$918,478
3.8%
Net yield
View original listing
Source verified · Idealista.pt · listed 2 Jun 2026
Estimates, not financial advice. Yields modelled from real Airbnb data.