Detached house in Santo Estêvão
Detached house in Santo Estêvão — image 2Detached house in Santo Estêvão — image 3Detached house in Santo Estêvão — image 4Detached house in Santo Estêvão — image 5
Grade Avillamid-range

Detached house in Santo Estêvão

Tavira · Eastern Algarve ·

€530,000

Asking Price (EUR)

8.1%

True Net Yield (Owner, all-in)

5.6%

True Net Yield (Managed, all-in)

12.5%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €82,568/yr
Average Daily Rate: €392
+2.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%)
Payback Period: 7.2 years
5-yr Capital Value: €624,143
10-yr Capital Value: €759,365
Brixfox Score: 83 / 100
Comparable Properties: 3
Data Confidence: 70%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€663,170

+25.1% over asking

Asking price€530,000
IMT — Property transfer tax (investment schedule)€30,230
IS — Stamp duty (0.8%)€4,240
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,950
Total acquisition costs€43,670
Renovation (est. €350/m² × 126 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€44,100
(€31,500–€56,700)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€663,170

Gross yield (asking price)

15.6%

True gross yield (all-in)

12.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 126 m²
Land: 1739 m²
Style: portuguese-traditional
Condition: fair
Energy Certificate: E
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architectureoutdoor BBQ areatiled patio

Score Breakdown

ROI
25
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.77
Payback Speed
5
STR Suitability
3

Description

PORTUGAL - ALGARVE - TAVIRA - LUZ DE TAVIRA Single storey T5 house with swimming pool located on a 1600 m² garden in the countryside of Luz de Tavira. This charming property is composed of an equipped kitchen that opens onto the living room - dining room with stone walls and fireplace to enhance winter evenings, a gu

Location

📍 37.1270°N, 7.6506°W

· Tavira, Algarve, Portugal

View on IAD Portugal →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house in Santo Estêvão

Inventory
5 Beds
Bathrooms
3 Baths
Built Area
126 m²
Land Plot
1739 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 10.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score83
GradeA
Brixfox Intelligence
83AExcellent
Score Breakdown
ROI & Yield91%
Capital Growth87%
Risk Profile84%
Market Demand83%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$115K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
10.6%
$5,084/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.4 yr
Rental only

Property details

Energy: E
Condition: fair

Description

PORTUGAL - ALGARVE - TAVIRA - LUZ DE TAVIRA Single storey T5 house with swimming pool located on a 1600 m² garden in the countryside of Luz de Tavira. This charming property is composed of an equipped kitchen that opens onto the living room - dining room with stone walls and fireplace to enhance winter evenings, a gu

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$567/night
50% ($261)Brixfox estimate($567/night)200% ($1042)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Yearly income
$61,005
Airbnb data$567/night · 58% occupancy
Rental income
$567/night · 58% occ.
$119,257
Running costs (20%)
Utilities, cleaning, maintenance
-$23,851
Income tax (10%)
Indonesian rental income tax
-$33,392
Property tax
Annual property tax
-$1,008
Net income
10.6% ROI
$61,005

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$576,087
IMT (transfer tax, investment schedule)$32,859
Imposto de Selo (stamp duty)$4,609
Notary & registration$1,359
Legal / due diligence$8,641
Total acquisition costs$47,467
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$47,935
($34,239–$61,630)
Furnishing & STR launch
5bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$47,174
All-in investment$718,663

Gross yield (asking)

20.7%

True gross yield (all-in)

16.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$5.0M$3.8M$2.5M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $530K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$645K
+22%
Rental Income
+$298K
Total Position
$943K
+78%
12.2%/yr
Year 10
Capital Value
$785K
+48%
Rental Income
+$643K
Total Position
$1.4M
+169%
10.4%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.5M
Total Position
$2.7M
+404%
8.4%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$2.7M
Total Position
$4.4M
+728%
7.3%/yr

Location

Tavira

Eastern Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.6% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$521 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
1739 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.6% — outperforms most villas in this market
Premium nightly rate of $521 — positioned in the top tier
Generous 1739 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 58% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
9.3%
$4,460/mo
48% occ.
11.8%
$5,666/mo
58% occ.
14.3%
$6,872/mo
current
68% occ.
16.8%
$8,079/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.