T2 flat in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira
T2 flat in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira — image 2T2 flat in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira — image 3T2 flat in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira — image 4T2 flat in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira — image 5
Grade Bapartmentmid-range

T2 flat in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira

Tavira · Eastern Algarve ·

€635,000

Asking Price (EUR)

3.1%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.7%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €33,808/yr
Average Daily Rate: €195
+13.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 22.9 years
5-yr Capital Value: €834,381
10-yr Capital Value: €1.0M
Brixfox Score: 61.7 / 100
Comparable Properties: 32
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€713,805

+12.4% over asking

Asking price€635,000
IMT — Property transfer tax (investment schedule)€38,100
IS — Stamp duty (0.8%)€5,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,525
Total acquisition costs€53,955
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€713,805

Gross yield (asking price)

5.3%

True gross yield (all-in)

4.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 107 m²
Land: 72 m²
Style: modern
Condition: new-build
Year Built: 2023
Energy Certificate: A+
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terraceoutdoor kitchen/bar areapergola

Score Breakdown

ROI
14.5
Visual Appeal
13.6
Ownership Security
13
Location
9.84
Land & Space
2.05
Rental Demand
4.76
Payback Speed
1
STR Suitability
3

Description

Apartment T2 with Sea & City Views - 107m² + Private Rooftop Terrace (72m²) Discover this stunning T2 apartment with a total area of 107m², located in one of Tavira's most peaceful and sought-after areas. Offering panoramic views of the sea and city, this is a unique opportunity for those seeking comfort, quality, an

Location

📍 37.1348°N, 7.6257°W

· Tavira, Algarve, Portugal

View on L & A Real Estate Partners →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

T2 flat in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
107 m²
Land Plot
72 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$138K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.6%
$2,070/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
27.8 yr
Rental only

Property details

Year built: 2023
Energy: A+
Condition: new-build

Description

Apartment T2 with Sea & City Views - 107m² + Private Rooftop Terrace (72m²) Discover this stunning T2 apartment with a total area of 107m², located in one of Tavira's most peaceful and sought-after areas. Offering panoramic views of the sea and city, this is a unique opportunity for those seeking comfort, quality, an

Income Breakdown

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Nightly Rate (ADR)
$289/night
50% ($133)Brixfox estimate($289/night)200% ($531)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$24,842
Airbnb data$289/night · 48% occupancy
Rental income
$289/night · 48% occ.
$50,097
Running costs (20%)
Utilities, cleaning, maintenance
-$10,019
Income tax (10%)
Indonesian rental income tax
-$14,027
Property tax
Annual property tax
-$1,208
Net income
3.6% ROI
$24,842

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$690,217
IMT (transfer tax, investment schedule)$41,413
Imposto de Selo (stamp duty)$5,522
Notary & registration$1,359
Legal / due diligence$10,353
Total acquisition costs$58,647
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$775,875

Gross yield (asking)

7.3%

True gross yield (all-in)

6.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$3.6M$2.7M$1.8M$905K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $635K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 21: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$773K
+22%
Rental Income
+$121K
Total Position
$894K
+41%
7.1%/yr
Year 10
Capital Value
$940K
+48%
Rental Income
+$262K
Total Position
$1.2M
+89%
6.6%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$614K
Total Position
$2.0M
+216%
5.9%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$1.1M
Total Position
$3.1M
+396%
5.5%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.6% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$265 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
72 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $265 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.0%
$1,743/mo
40% occ.
4.1%
$2,357/mo
48% occ.
4.9%
$2,821/mo
current
58% occ.
6.0%
$3,436/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.