Detached house in Ferrel, Luz
Detached house in Ferrel, Luz — image 2Detached house in Ferrel, Luz — image 3Detached house in Ferrel, Luz — image 4Detached house in Ferrel, Luz — image 5
Grade Bvillaluxury

Detached house in Ferrel, Luz

Lagos · Western Algarve ·

€3.3M

Asking Price (EUR)

1.3%

True Net Yield (Owner, all-in)

0.9%

True Net Yield (Managed, all-in)

2.0%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €71,031/yr
Average Daily Rate: €455
Payback Period: 57.1 years
5-yr Capital Value: €4.3M
10-yr Capital Value: €5.2M
Brixfox Score: 60.2 / 100
Comparable Properties: 12
Data Confidence: 72%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.6M

+11.8% over asking

Asking price€3.3M
IMT — Property transfer tax (investment schedule)€243,750
IS — Stamp duty (0.8%)€26,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€48,750
Total acquisition costs€319,750
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€3.6M

Gross yield (asking price)

2.2%

True gross yield (all-in)

2.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 337 m²
Land: 10000 m²
Style: modern
Condition: new-build
Year Built: 2024
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large format windowspergola with outdoor dininginfinity-edge poolminimalist landscapingglass balcony railings

Score Breakdown

ROI
9.51
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.28
Payback Speed
0
STR Suitability
3

Description

Nestled in the heart of an exclusive and well-established residential area, this property is a true masterpiece of modern living. Currently undergoing an extensive renovation and expansion, it combines contemporary luxury with timeless elegance. Set on a sprawling private plot, the home offers uninterrupted, breathtaki

Location

📍 37.1138°N, 8.7170°W

· Lagos, Algarve, Portugal

View on Exclusive Algarve Villas →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house in Ferrel, Luz

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
337 m²
Land Plot
10000 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$898K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.3%
$3,941/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
74.7 yr
Rental only

Property details

Year built: 2024
Energy: D
Condition: new-build

Description

Nestled in the heart of an exclusive and well-established residential area, this property is a true masterpiece of modern living. Currently undergoing an extensive renovation and expansion, it combines contemporary luxury with timeless elegance. Set on a sprawling private plot, the home offers uninterrupted, breathtaki

Income Breakdown

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Customize your projections
Nightly Rate (ADR)
$659/night
50% ($303)Brixfox estimate($659/night)200% ($1213)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$47,286
Airbnb data$659/night · 43% occupancy
Rental income
$659/night · 43% occ.
$102,824
Running costs (20%)
Utilities, cleaning, maintenance
-$20,565
Income tax (10%)
Indonesian rental income tax
-$28,791
Property tax
Annual property tax
-$6,182
Net income
1.3% ROI
$47,286

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$3,532,609
IMT (transfer tax, investment schedule)$264,946
Imposto de Selo (stamp duty)$28,261
Notary & registration$1,359
Legal / due diligence$52,989
Total acquisition costs$347,554
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$3,945,543

Gross yield (asking)

2.9%

True gross yield (all-in)

2.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$14.5M$10.9M$7.3M$3.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $3.3M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$4.0M
+22%
Rental Income
+$231K
Total Position
$4.2M
+29%
5.2%/yr
Year 10
Capital Value
$4.8M
+48%
Rental Income
+$499K
Total Position
$5.3M
+63%
5.0%/yr
Year 20
Capital Value
$7.1M
+119%
Rental Income
+$1.2M
Total Position
$8.3M
+155%
4.8%/yr
Year 30
Capital Value
$10.5M
+224%
Rental Income
+$2.1M
Total Position
$12.6M
+288%
4.6%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.3% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$606 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
10000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $606 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 10000 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.3%
$3,694/mo
40% occ.
1.7%
$5,097/mo
43% occ.
1.9%
$5,483/mo
current
53% occ.
2.3%
$6,886/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.