House in Almádena, Luz
House in Almádena, Luz — image 2House in Almádena, Luz — image 3House in Almádena, Luz — image 4House in Almádena, Luz — image 5
Grade B+villamid-range

House in Almádena, Luz

Lagos · Western Algarve ·

€385,000

Asking Price (EUR)

11.2%

True Net Yield (Owner, all-in)

7.8%

True Net Yield (Managed, all-in)

17.3%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €77,071/yr
Average Daily Rate: €328
Payback Period: 6.1 years
5-yr Capital Value: €505,884
10-yr Capital Value: €615,486
Brixfox Score: 73.1 / 100
Comparable Properties: 13
Data Confidence: 73%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€445,935

+15.8% over asking

Asking price€385,000
IMT — Property transfer tax (investment schedule)€18,630
IS — Stamp duty (0.8%)€3,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,775
Total acquisition costs€28,735
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€445,935

Gross yield (asking price)

20.0%

True gross yield (all-in)

17.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 128 m²
Land: 84 m²
Style: contemporary
Condition: excellent
Year Built: 1975
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

integrated kitchen storagemodern fireplaceopen-plan living/dining/kitchen

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
2.22
Rental Demand
6.43
Payback Speed
5
STR Suitability
3

Description

House located in the typical village of Almádena, only 5 minutes by car from Burgau and Luz. The house comprises of 2 floors. Ground floor: comprises an entrance hall, a generous fully equipped kitchen with dining area, an open-plan living room and a bathroom. 1st floor: consists of 3 bedrooms. One of the bedrooms ha

Location

📍 37.0957°N, 8.7693°W

· Lagos, Algarve, Portugal

View on Marcela Propriedades →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

House in Almádena, Luz

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
128 m²
Land Plot
84 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 14.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+19.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$106K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
14.0%
$4,865/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
7.2 yr
Rental only

Property details

Year built: 1975
Energy: E
Condition: excellent

Description

House located in the typical village of Almádena, only 5 minutes by car from Burgau and Luz. The house comprises of 2 floors. Ground floor: comprises an entrance hall, a generous fully equipped kitchen with dining area, an open-plan living room and a bathroom. 1st floor: consists of 3 bedrooms. One of the bedrooms ha

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$484/night
50% ($223)Brixfox estimate($484/night)200% ($891)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$58,382
Airbnb data$484/night · 64% occupancy
Rental income
$484/night · 64% occ.
$113,682
Running costs (20%)
Utilities, cleaning, maintenance
-$22,736
Income tax (10%)
Indonesian rental income tax
-$31,831
Property tax
Annual property tax
-$732
Net income
14.0% ROI
$58,382

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$418,478
IMT (transfer tax, investment schedule)$20,250
Imposto de Selo (stamp duty)$3,348
Notary & registration$1,359
Legal / due diligence$6,277
Total acquisition costs$31,234
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$482,538

Gross yield (asking)

27.2%

True gross yield (all-in)

23.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.4M$3.3M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $385K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$468K
+22%
Rental Income
+$285K
Total Position
$754K
+96%
14.4%/yr
Year 10
Capital Value
$570K
+48%
Rental Income
+$616K
Total Position
$1.2M
+208%
11.9%/yr
Year 20
Capital Value
$844K
+119%
Rental Income
+$1.4M
Total Position
$2.3M
+494%
9.3%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$2.6M
Total Position
$3.8M
+888%
7.9%/yr

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
14.0% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$446 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
84 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 14.0% — outperforms most villas in this market
Premium nightly rate of $446 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 84 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
12.9%
$4,508/mo
54% occ.
15.9%
$5,539/mo
64% occ.
18.8%
$6,570/mo
current
74% occ.
21.8%
$7,602/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.