Detached house in Rua Central, Santo Estêvão
Detached house in Rua Central, Santo Estêvão — image 2Detached house in Rua Central, Santo Estêvão — image 3Detached house in Rua Central, Santo Estêvão — image 4Detached house in Rua Central, Santo Estêvão — image 5
Grade B+villamid-range

Detached house in Rua Central, Santo Estêvão

Tavira · Eastern Algarve ·

€1.8M

Asking Price (EUR)

2.7%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.1%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €82,437/yr
Average Daily Rate: €376
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 27.3 years
5-yr Capital Value: €2.4M
10-yr Capital Value: €2.9M
Brixfox Score: 69.4 / 100
Comparable Properties: 22
Data Confidence: 75%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+11.8% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€135,000
IS — Stamp duty (0.8%)€14,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€27,000
Total acquisition costs€177,650
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

4.6%

True gross yield (all-in)

4.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 452 m²
Land: 17140 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2011
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cactus gardencovered terrace with pillarstiled patio

Score Breakdown

ROI
13.42
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
6.01
Payback Speed
0
STR Suitability
3

Description

This large 3 bedroom villa is in a peaceful countryside location yet only a 5 minute drive from the nearest amenities. Stunning views over the countryside and sea. High quality construction with A+ energy certification. In terms of equipment, you can count on underfloor heating with solar energy, solar panels for hot w

Location

📍 37.1270°N, 7.6506°W

· Tavira, Algarve, Portugal

View on TA MAISON DE REVE →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

Detached house in Rua Central, Santo Estêvão

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
452 m²
Land Plot
17140 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$390K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$4,874/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
33.5 yr
Rental only

Property details

Year built: 2011
Energy: A+
Condition: excellent

Description

This large 3 bedroom villa is in a peaceful countryside location yet only a 5 minute drive from the nearest amenities. Stunning views over the countryside and sea. High quality construction with A+ energy certification. In terms of equipment, you can count on underfloor heating with solar energy, solar panels for hot w

Income Breakdown

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Nightly Rate (ADR)
$543/night
50% ($250)Brixfox estimate($543/night)200% ($999)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Yearly income
$58,488
Airbnb data$543/night · 60% occupancy
Rental income
$543/night · 60% occ.
$119,062
Running costs (20%)
Utilities, cleaning, maintenance
-$23,812
Income tax (10%)
Indonesian rental income tax
-$33,337
Property tax
Annual property tax
-$3,424
Net income
3.0% ROI
$58,488

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,956,522
IMT (transfer tax, investment schedule)$146,739
Imposto de Selo (stamp duty)$15,652
Notary & registration$1,359
Legal / due diligence$29,348
Total acquisition costs$193,098
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$2,185,163

Gross yield (asking)

6.1%

True gross yield (all-in)

5.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$9.7M$7.2M$4.8M$2.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.2M
+22%
Rental Income
+$286K
Total Position
$2.5M
+38%
6.6%/yr
Year 10
Capital Value
$2.7M
+48%
Rental Income
+$617K
Total Position
$3.3M
+82%
6.2%/yr
Year 20
Capital Value
$3.9M
+119%
Rental Income
+$1.4M
Total Position
$5.4M
+199%
5.6%/yr
Year 30
Capital Value
$5.8M
+224%
Rental Income
+$2.6M
Total Position
$8.4M
+367%
5.3%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
3.0% annual return
Occupancy
Good
60% average occupancy
Nightly Rate
Strong
$499 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
17140 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $499 — positioned in the top tier
Generous 17140 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is below the market average — model your cashflow carefully

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
2.7%
$4,348/mo
50% occ.
3.4%
$5,504/mo
60% occ.
4.1%
$6,660/mo
current
70% occ.
4.8%
$7,816/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.