House in Rua de Setor Estêvão, Santo Estêvão
House in Rua de Setor Estêvão, Santo Estêvão — image 2House in Rua de Setor Estêvão, Santo Estêvão — image 3House in Rua de Setor Estêvão, Santo Estêvão — image 4House in Rua de Setor Estêvão, Santo Estêvão — image 5
Grade B+villamid-range

House in Rua de Setor Estêvão, Santo Estêvão

Tavira · Eastern Algarve ·

€595,000

Asking Price (EUR)

6.3%

True Net Yield (Owner, all-in)

4.3%

True Net Yield (Managed, all-in)

9.7%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 18% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €66,738/yr
Average Daily Rate: €302
Payback Period: 11.2 years
5-yr Capital Value: €781,821
10-yr Capital Value: €951,205
Brixfox Score: 72.9 / 100
Comparable Properties: 5
Data Confidence: 58%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€690,820

+16.1% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation (est. €55/m² × 241 m²)
Light touch-ups — paint, fixtures, deep clean.		€13,255
(€7,230–€19,280)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€690,820

Gross yield (asking price)

11.2%

True gross yield (all-in)

9.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 241 m²
Land: 262 m²
Style: contemporary
Condition: good
Year Built: 2018
Energy Certificate: A

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multi-level facadestone retaining walllarge windows

Score Breakdown

ROI
21.58
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
5.64
Rental Demand
6.05
Payback Speed
4
STR Suitability
3

Description

Set in a peaceful urbanisation in Santo Estêvão, around 15 minutes from Tavira, this detached 3-bedroom villa offers space, privacy and open views in a quiet residential setting. Built in 2018 and set on a 262 sqm plot, the property combines modern design with practical living, featuring a bright interior, south-west o

Location

📍 37.1270°N, 7.6506°W

· Tavira, Algarve, Portugal

View on Fine & Country →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

House in Rua de Setor Estêvão, Santo Estêvão

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
241 m²
Land Plot
262 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$129K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.6%
$4,083/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.2 yr
Rental only

Property details

Year built: 2018
Energy: A
Condition: good

Description

Set in a peaceful urbanisation in Santo Estêvão, around 15 minutes from Tavira, this detached 3-bedroom villa offers space, privacy and open views in a quiet residential setting. Built in 2018 and set on a 262 sqm plot, the property combines modern design with practical living, featuring a bright interior, south-west o

Income Breakdown

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Nightly Rate (ADR)
$437/night
50% ($201)Brixfox estimate($437/night)200% ($804)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Yearly income
$48,991
Airbnb data$437/night · 60% occupancy
Rental income
$437/night · 60% occ.
$96,389
Running costs (20%)
Utilities, cleaning, maintenance
-$19,278
Income tax (10%)
Indonesian rental income tax
-$26,989
Property tax
Annual property tax
-$1,132
Net income
7.6% ROI
$48,991

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$646,739
IMT (transfer tax, investment schedule)$38,511
Imposto de Selo (stamp duty)$5,174
Notary & registration$1,359
Legal / due diligence$9,701
Total acquisition costs$54,745
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$14,408
($7,859–$20,957)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$748,717

Gross yield (asking)

14.9%

True gross yield (all-in)

12.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$4.7M$3.5M$2.3M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$239K
Total Position
$963K
+62%
10.1%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$517K
Total Position
$1.4M
+135%
8.9%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$1.2M
Total Position
$2.5M
+323%
7.5%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$2.1M
Total Position
$4.1M
+585%
6.6%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.6% annual return
Occupancy
Good
60% average occupancy
Nightly Rate
Strong
$402 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
262 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $402 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 262 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
6.8%
$3,668/mo
50% occ.
8.5%
$4,598/mo
60% occ.
10.3%
$5,528/mo
current
70% occ.
12.0%
$6,459/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.