T1 flat in Torralta, Lagos Cidade, Lagos
T1 flat in Torralta, Lagos Cidade, Lagos — image 2T1 flat in Torralta, Lagos Cidade, Lagos — image 3T1 flat in Torralta, Lagos Cidade, Lagos — image 4T1 flat in Torralta, Lagos Cidade, Lagos — image 5
Grade Bapartmentmid-range

T1 flat in Torralta, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€420,000

Asking Price (EUR)

4.2%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.5%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €30,812/yr
Average Daily Rate: €154
Payback Period: 16.7 years
5-yr Capital Value: €551,874
10-yr Capital Value: €671,439
Brixfox Score: 64.3 / 100
Comparable Properties: 90
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€475,745

+13.3% over asking

Asking price€420,000
IMT — Property transfer tax (investment schedule)€21,430
IS — Stamp duty (0.8%)€3,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,300
Total acquisition costs€32,340
Renovation (est. €55/m² × 71 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,905
(€2,130–€5,680)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€475,745

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 71 m²
Style: portuguese-traditional
Condition: good
Year Built: 2009
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone-clad-basebalconies-with-metal-railingspergola-elements

Score Breakdown

ROI
16.98
Visual Appeal
10
Ownership Security
13
Location
10.44
Land & Space
3.42
Rental Demand
5.48
Payback Speed
2
STR Suitability
3

Description

Exclusive Apartment in a Luxury Resort This exceptional apartment is located within a private condominium with 24-hour security, nestled in a 5-star resort near Ponta da Piedade in Lagos. Available in a one-bedroom layout, each apartment is designed to the highest standards of comfort and quality, fully equipped and f

Location

📍 37.0881°N, 8.6783°W

· Lagos, Algarve, Portugal

View on Engel & Völkers Lagos →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

T1 flat in Torralta, Lagos Cidade, Lagos

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
71 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$116K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.0%
$1,897/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.1 yr
Rental only

Property details

Year built: 2009
Energy: C
Condition: good

Description

Exclusive Apartment in a Luxury Resort This exceptional apartment is located within a private condominium with 24-hour security, nestled in a 5-star resort near Ponta da Piedade in Lagos. Available in a one-bedroom layout, each apartment is designed to the highest standards of comfort and quality, fully equipped and f

Income Breakdown

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Nightly Rate (ADR)
$227/night
50% ($104)Brixfox estimate($227/night)200% ($417)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Yearly income
$22,764
Airbnb data$227/night · 55% occupancy
Rental income
$227/night · 55% occ.
$45,313
Running costs (20%)
Utilities, cleaning, maintenance
-$9,063
Income tax (10%)
Indonesian rental income tax
-$12,688
Property tax
Annual property tax
-$799
Net income
5.0% ROI
$22,764

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$456,522
IMT (transfer tax, investment schedule)$23,293
Imposto de Selo (stamp duty)$3,652
Notary & registration$1,359
Legal / due diligence$6,848
Total acquisition costs$35,152
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,245
($2,315–$6,174)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$517,114

Gross yield (asking)

9.9%

True gross yield (all-in)

8.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$2.7M$2.0M$1.4M$678K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $420K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$511K
+22%
Rental Income
+$111K
Total Position
$622K
+48%
8.2%/yr
Year 10
Capital Value
$622K
+48%
Rental Income
+$240K
Total Position
$862K
+105%
7.5%/yr
Year 20
Capital Value
$920K
+119%
Rental Income
+$563K
Total Position
$1.5M
+253%
6.5%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$996K
Total Position
$2.4M
+462%
5.9%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
5.0% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Strong
$209 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $209 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 5.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
4.2%
$1,611/mo
45% occ.
5.5%
$2,094/mo
55% occ.
6.8%
$2,577/mo
current
65% occ.
8.0%
$3,059/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.