T2 flat in Rua Central, 100, Luz de Tavira e Santo Estêvão, Tavira
T2 flat in Rua Central, 100, Luz de Tavira e Santo Estêvão, Tavira — image 2T2 flat in Rua Central, 100, Luz de Tavira e Santo Estêvão, Tavira — image 3T2 flat in Rua Central, 100, Luz de Tavira e Santo Estêvão, Tavira — image 4T2 flat in Rua Central, 100, Luz de Tavira e Santo Estêvão, Tavira — image 5
Grade B+apartmentmid-range

T2 flat in Rua Central, 100, Luz de Tavira e Santo Estêvão, Tavira

Tavira · Eastern Algarve ·

€415,000

Asking Price (EUR)

5.4%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

8.3%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €39,033/yr
Average Daily Rate: €263
+13.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 13.0 years
5-yr Capital Value: €545,304
10-yr Capital Value: €663,445
Brixfox Score: 69.3 / 100
Comparable Properties: 48
Data Confidence: 75%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€471,675

+13.7% over asking

Asking price€415,000
IMT — Property transfer tax (investment schedule)€21,030
IS — Stamp duty (0.8%)€3,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,225
Total acquisition costs€31,825
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€471,675

Gross yield (asking price)

9.4%

True gross yield (all-in)

8.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 130 m²
Style: contemporary
Condition: new-build
Energy Certificate: B
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large sliding glass doorsoutdoor dining areamodern building facade

Score Breakdown

ROI
19.66
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
4.6
Rental Demand
4.06
Payback Speed
3
STR Suitability
3

Description

O NOOR - Exclusive Pure Living presents a set of sophisticated apartments, distributed across four elegant buildings. Available in T1, T2, and T3 typologies, each unit has been designed with a modern aesthetic, premium materials, and excellent finishes, ensuring comfort and a unique living experience. Santo Estevão -

Location

📍 37.1252°N, 7.7160°W

· Tavira, Algarve, Portugal

View on Golden Properties →Also on Idealista.pt
Idealista.pt
Tavira / Eastern Algarve

T2 flat in Rua Central, 100, Luz de Tavira e Santo Estêvão, Tavira

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
130 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$90K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.5%
$2,440/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.4 yr
Rental only

Property details

Energy: B
Condition: new-build

Description

O NOOR - Exclusive Pure Living presents a set of sophisticated apartments, distributed across four elegant buildings. Available in T1, T2, and T3 typologies, each unit has been designed with a modern aesthetic, premium materials, and excellent finishes, ensuring comfort and a unique living experience. Santo Estevão -

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$390/night
50% ($179)Brixfox estimate($390/night)200% ($717)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$29,276
Airbnb data$390/night · 41% occupancy
Rental income
$390/night · 41% occ.
$57,818
Running costs (20%)
Utilities, cleaning, maintenance
-$11,564
Income tax (10%)
Indonesian rental income tax
-$16,189
Property tax
Annual property tax
-$789
Net income
6.5% ROI
$29,276

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$451,087
IMT (transfer tax, investment schedule)$22,859
Imposto de Selo (stamp duty)$3,609
Notary & registration$1,359
Legal / due diligence$6,766
Total acquisition costs$34,592
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$512,690

Gross yield (asking)

12.8%

True gross yield (all-in)

11.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$3.0M$2.3M$1.5M$755K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $415K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$505K
+22%
Rental Income
+$143K
Total Position
$648K
+56%
9.3%/yr
Year 10
Capital Value
$614K
+48%
Rental Income
+$309K
Total Position
$923K
+122%
8.3%/yr
Year 20
Capital Value
$909K
+119%
Rental Income
+$724K
Total Position
$1.6M
+294%
7.1%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$1.3M
Total Position
$2.6M
+533%
6.3%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.5% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$359 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $359 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 41% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.4%
$2,424/mo
40% occ.
8.7%
$3,254/mo
current
41% occ.
8.8%
$3,307/mo
current
51% occ.
11.0%
$4,137/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.