T2 flat, ., Nn, Centro, Faro
T2 flat, ., Nn, Centro, Faro — image 2T2 flat, ., Nn, Centro, Faro — image 3T2 flat, ., Nn, Centro, Faro — image 4T2 flat, ., Nn, Centro, Faro — image 5
Grade Bapartmentbudget

T2 flat, ., Nn, Centro, Faro

Faro · Eastern Algarve ·

€255,000

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

2.1%

True Net Yield (Managed, all-in)

4.7%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €16,925/yr
Average Daily Rate: €97
-48.0% vs area baselineImage quality 4/10 (-9%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 18.8 years
5-yr Capital Value: €335,066
10-yr Capital Value: €407,659
Brixfox Score: 55.5 / 100
Comparable Properties: 76
Data Confidence: 98%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€360,712

+41.5% over asking

Asking price€255,000
IMT — Property transfer tax (investment schedule)€8,847
IS — Stamp duty (0.8%)€2,040
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,825
Total acquisition costs€15,962
Renovation (est. €900/m² × 81 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€72,900
(€56,700–€89,100)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€16,850
All-in investment (incl. renovation & furnishing)€360,712

Gross yield (asking price)

6.6%

True gross yield (all-in)

4.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 81 m²
Style: dated
Condition: needs-renovation
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
15.95
Visual Appeal
5.4
Ownership Security
13
Location
7.8
Land & Space
3.62
Rental Demand
4.77
Payback Speed
2
STR Suitability
3

Description

T2 Apartment for sale in Faro with 2 storage rooms | Private sale T2 apartment, with 81 m², located on the ground floor, situated in a very quiet area of Faro city, close to all public and commercial services, with good access to the road network and easy parking. The property is in its original construction state, i

Location

📍 37.0165°N, 7.9352°W

· Faro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

T2 flat, ., Nn, Centro, Faro

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
81 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score56
GradeB
Brixfox Intelligence
56BStrong
Score Breakdown
ROI & Yield62%
Capital Growth59%
Risk Profile58%
Market Demand56%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$48K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.4%
$1,020/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
22.7 yr
Rental only

Property details

Energy: E
Condition: needs-renovation

Description

T2 Apartment for sale in Faro with 2 storage rooms | Private sale T2 apartment, with 81 m², located on the ground floor, situated in a very quiet area of Faro city, close to all public and commercial services, with good access to the road network and easy parking. The property is in its original construction state, i

Income Breakdown

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Nightly Rate (ADR)
$140/night
50% ($65)Brixfox estimate($140/night)200% ($258)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$12,234
Airbnb data$140/night · 48% occupancy
Rental income
$140/night · 48% occ.
$24,460
Running costs (20%)
Utilities, cleaning, maintenance
-$4,892
Income tax (10%)
Indonesian rental income tax
-$6,849
Property tax
Annual property tax
-$485
Net income
4.4% ROI
$12,234

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$277,174
IMT (transfer tax, investment schedule)$9,616
Imposto de Selo (stamp duty)$2,217
Notary & registration$1,359
Legal / due diligence$4,158
Total acquisition costs$17,350
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$79,239
($61,630–$96,848)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$392,078

Gross yield (asking)

8.8%

True gross yield (all-in)

6.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$1.6M$1.2M$783K$392K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $255K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$310K
+22%
Rental Income
+$60K
Total Position
$370K
+45%
7.7%/yr
Year 10
Capital Value
$377K
+48%
Rental Income
+$129K
Total Position
$506K
+99%
7.1%/yr
Year 20
Capital Value
$559K
+119%
Rental Income
+$302K
Total Position
$861K
+238%
6.3%/yr
Year 30
Capital Value
$827K
+224%
Rental Income
+$535K
Total Position
$1.4M
+434%
5.7%/yr

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Good
$129 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.7%
$856/mo
40% occ.
5.0%
$1,155/mo
48% occ.
6.0%
$1,386/mo
current
58% occ.
7.3%
$1,685/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.