Terraced house in Largo de São Francisco, Centro, Faro
Terraced house in Largo de São Francisco, Centro, Faro — image 2Terraced house in Largo de São Francisco, Centro, Faro — image 3Terraced house in Largo de São Francisco, Centro, Faro — image 4Terraced house in Largo de São Francisco, Centro, Faro — image 5
Grade Bvillamid-range

Terraced house in Largo de São Francisco, Centro, Faro

Faro · Eastern Algarve ·

€994,000

Asking Price (EUR)

4.6%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €78,706/yr
Average Daily Rate: €525
+13.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 15.7 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 64.3 / 100
Comparable Properties: 5
Data Confidence: 72%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.2% over asking

Asking price€994,000
IMT — Property transfer tax (investment schedule)€59,640
IS — Stamp duty (0.8%)€7,952
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,910
Total acquisition costs€83,752
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

7.9%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 223 m²
Land: 100 m²
Style: contemporary
Condition: excellent
Year Built: 2024
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

recessed lightingbalcony accesswood flooring

Score Breakdown

ROI
17.58
Visual Appeal
13.6
Ownership Security
13
Location
7.8
Land & Space
2.2
Rental Demand
4.11
Payback Speed
3
STR Suitability
3

Description

**Townhouse for Sale in Faro - Largo de São Francisco** Discover this magnificent three-story townhouse, ideal for those seeking comfort and modernity in the heart of Faro. With a gross area of 223 m² and 171 m² of usable space, this house offers plenty of room for your family. On the ground floor, you'll find a suite

Location

📍 37.0111°N, 7.9327°W

· Faro, Algarve, Portugal

View on Vidal Propriedades →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Terraced house in Largo de São Francisco, Centro, Faro

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
223 m²
Land Plot
100 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$187K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.3%
$4,798/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.8 yr
Rental only

Property details

Year built: 2024
Energy: A
Condition: excellent

Description

**Townhouse for Sale in Faro - Largo de São Francisco** Discover this magnificent three-story townhouse, ideal for those seeking comfort and modernity in the heart of Faro. With a gross area of 223 m² and 171 m² of usable space, this house offers plenty of room for your family. On the ground floor, you'll find a suite

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$762/night
50% ($351)Brixfox estimate($762/night)200% ($1402)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$57,573
Airbnb data$762/night · 41% occupancy
Rental income
$762/night · 41% occ.
$114,354
Running costs (20%)
Utilities, cleaning, maintenance
-$22,871
Income tax (10%)
Indonesian rental income tax
-$32,019
Property tax
Annual property tax
-$1,891
Net income
5.3% ROI
$57,573

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,080,435
IMT (transfer tax, investment schedule)$64,826
Imposto de Selo (stamp duty)$8,643
Notary & registration$1,359
Legal / due diligence$16,207
Total acquisition costs$91,035
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$1,210,111

Gross yield (asking)

10.6%

True gross yield (all-in)

9.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$6.6M$5.0M$3.3M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $994K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$281K
Total Position
$1.5M
+50%
8.4%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$607K
Total Position
$2.1M
+109%
7.7%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.4M
Total Position
$3.6M
+262%
6.6%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.5M
Total Position
$5.7M
+478%
6.0%/yr

Location

Faro

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.3% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$701 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
100 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $701 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 41% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.2%
$4,711/mo
40% occ.
7.0%
$6,333/mo
41% occ.
7.2%
$6,514/mo
current
51% occ.
9.0%
$8,136/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.