T3 flat in Alto de Santo António - Bom João - João de Deus, Faro
T3 flat in Alto de Santo António - Bom João - João de Deus, Faro — image 2T3 flat in Alto de Santo António - Bom João - João de Deus, Faro — image 3T3 flat in Alto de Santo António - Bom João - João de Deus, Faro — image 4T3 flat in Alto de Santo António - Bom João - João de Deus, Faro — image 5
Grade B+apartmentmid-range

T3 flat in Alto de Santo António - Bom João - João de Deus, Faro

Faro · Eastern Algarve ·

€432,000

Asking Price (EUR)

5.9%

True Net Yield (Owner, all-in)

4.1%

True Net Yield (Managed, all-in)

9.0%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €44,677/yr
Average Daily Rate: €240
Payback Period: 11.9 years
5-yr Capital Value: €567,642
10-yr Capital Value: €690,623
Brixfox Score: 69.2 / 100
Comparable Properties: 21
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€495,776

+14.8% over asking

Asking price€432,000
IMT — Property transfer tax (investment schedule)€22,390
IS — Stamp duty (0.8%)€3,456
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,480
Total acquisition costs€33,576
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€495,776

Gross yield (asking price)

10.3%

True gross yield (all-in)

9.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 123 m²
Style: contemporary
Condition: excellent
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern pendant lightingtwo-tone kitchen cabinetry (white gloss and wood grain)integrated hob

Score Breakdown

ROI
20.66
Visual Appeal
11.2
Ownership Security
13
Location
7.8
Land & Space
4.46
Rental Demand
5.09
Payback Speed
4
STR Suitability
3

Description

Spacious 3-bedroom apartment in excellent condition, ready to move in, ideal for those looking for comfort, quality, and truly privileged views. The property has been recently renovated, including plumbing, electricity, finishes, and painting, offering a modern and welcoming atmosphere. The living area stands out wit

Location

📍 37.0161°N, 7.9152°W

· Faro, Algarve, Portugal

View on JANELA IMOBILIÁRIA →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

T3 flat in Alto de Santo António - Bom João - João de Deus, Faro

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
123 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$81K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.1%
$2,761/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.2 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

Spacious 3-bedroom apartment in excellent condition, ready to move in, ideal for those looking for comfort, quality, and truly privileged views. The property has been recently renovated, including plumbing, electricity, finishes, and painting, offering a modern and welcoming atmosphere. The living area stands out wit

Income Breakdown

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Customize your projections
Nightly Rate (ADR)
$351/night
50% ($162)Brixfox estimate($351/night)200% ($646)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$33,137
Airbnb data$351/night · 51% occupancy
Rental income
$351/night · 51% occ.
$65,305
Running costs (20%)
Utilities, cleaning, maintenance
-$13,061
Income tax (10%)
Indonesian rental income tax
-$18,286
Property tax
Annual property tax
-$822
Net income
7.1% ROI
$33,137

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$469,565
IMT (transfer tax, investment schedule)$24,337
Imposto de Selo (stamp duty)$3,757
Notary & registration$1,359
Legal / due diligence$7,043
Total acquisition costs$36,496
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$538,887

Gross yield (asking)

13.9%

True gross yield (all-in)

12.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$3.3M$2.5M$1.6M$820K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $432K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$526K
+22%
Rental Income
+$162K
Total Position
$687K
+59%
9.7%/yr
Year 10
Capital Value
$639K
+48%
Rental Income
+$349K
Total Position
$989K
+129%
8.6%/yr
Year 20
Capital Value
$947K
+119%
Rental Income
+$819K
Total Position
$1.8M
+309%
7.3%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.5M
Total Position
$2.9M
+560%
6.5%/yr

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.1% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$323 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $323 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
5.7%
$2,245/mo
41% occ.
7.6%
$2,993/mo
51% occ.
9.6%
$3,741/mo
current
61% occ.
11.5%
$4,489/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.