Detached house in Rua António Dias, Centro, Montenegro
Detached house in Rua António Dias, Centro, Montenegro — image 2Detached house in Rua António Dias, Centro, Montenegro — image 3Detached house in Rua António Dias, Centro, Montenegro — image 4Detached house in Rua António Dias, Centro, Montenegro — image 5
Grade Avillaluxury

Detached house in Rua António Dias, Centro, Montenegro

Faro · Eastern Algarve ·

€1.8M

Asking Price (EUR)

8.0%

True Net Yield (Owner, all-in)

5.5%

True Net Yield (Managed, all-in)

12.3%

True Gross Yield

64%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €243,303/yr
Average Daily Rate: €1038
+26.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Luxury finish (+8%)
Payback Period: 9.0 years
5-yr Capital Value: €2.3M
10-yr Capital Value: €2.8M
Brixfox Score: 84.1 / 100
Comparable Properties: 5
Data Confidence: 62%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+13.4% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€131,250
IS — Stamp duty (0.8%)€14,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€26,250
Total acquisition costs€172,750
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

13.9%

True gross yield (all-in)

12.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 405 m²
Land: 477 m²
Style: modern
Condition: new-build
Year Built: 2020
Energy Certificate: B
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

angular rooflinefloor-to-ceiling glass wallsglass balcony railinginfinity-edge pool

Score Breakdown

ROI
24.5
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
9.2
Rental Demand
6.42
Payback Speed
4
STR Suitability
3

Description

Contemporary 4 Bedroom Villa with Frontline Ria Formosa Views near Faro Discover a truly unique villa located in one of the Algarve‘s most impressive settings. This contemporary 4-bedroom property offers stunning views of the Ria Formosa, combining modern architecture with absolute comfort. Key features: • Exclusiv

Location

📍 37.0328°N, 7.9581°W

· Faro, Algarve, Portugal

View on ICON Property →Also on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Detached house in Rua António Dias, Centro, Montenegro

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
405 m²
Land Plot
477 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 9.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score84
GradeA
Brixfox Intelligence
84AExcellent
Score Breakdown
ROI & Yield92%
Capital Growth88%
Risk Profile85%
Market Demand84%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$328K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.4%
$14,968/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.6 yr
Rental only

Property details

Year built: 2020
Energy: B
Condition: new-build

Description

Contemporary 4 Bedroom Villa with Frontline Ria Formosa Views near Faro Discover a truly unique villa located in one of the Algarve‘s most impressive settings. This contemporary 4-bedroom property offers stunning views of the Ria Formosa, combining modern architecture with absolute comfort. Key features: • Exclusiv

Income Breakdown

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Nightly Rate (ADR)
$1,501/night
50% ($691)Brixfox estimate($1,501/night)200% ($2762)
Occupancy
64%
10%Brixfox estimate(64%)100%

Short-Term Rental

Yearly income
$179,618
Airbnb data$1,501/night · 64% occupancy
Rental income
$1,501/night · 64% occ.
$351,821
Running costs (20%)
Utilities, cleaning, maintenance
-$70,364
Income tax (10%)
Indonesian rental income tax
-$98,510
Property tax
Annual property tax
-$3,329
Net income
9.4% ROI
$179,618

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,902,174
IMT (transfer tax, investment schedule)$142,663
Imposto de Selo (stamp duty)$15,217
Notary & registration$1,359
Legal / due diligence$28,533
Total acquisition costs$187,772
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$2,155,326

Gross yield (asking)

18.5%

True gross yield (all-in)

16.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$15.6M$11.7M$7.8M$3.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.1M
+22%
Rental Income
+$877K
Total Position
$3.0M
+72%
11.4%/yr
Year 10
Capital Value
$2.6M
+48%
Rental Income
+$1.9M
Total Position
$4.5M
+156%
9.9%/yr
Year 20
Capital Value
$3.8M
+119%
Rental Income
+$4.4M
Total Position
$8.3M
+373%
8.1%/yr
Year 30
Capital Value
$5.7M
+224%
Rental Income
+$7.9M
Total Position
$13.5M
+674%
7.1%/yr

Location

Faro

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.4% annual return
Occupancy
Good
64% average occupancy
Nightly Rate
Strong
$1381 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Good
477 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.4% — outperforms most villas in this market
Premium nightly rate of $1381 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

44% occ.
8.7%
$13,853/mo
54% occ.
10.8%
$17,049/mo
64% occ.
12.8%
$20,245/mo
current
74% occ.
14.8%
$23,442/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.