Detached house in Conceição e Estoi, Faro
Detached house in Conceição e Estoi, Faro — image 2Detached house in Conceição e Estoi, Faro — image 3Detached house in Conceição e Estoi, Faro — image 4Detached house in Conceição e Estoi, Faro — image 5
Grade C+villabudget

Detached house in Conceição e Estoi, Faro

Faro · Eastern Algarve ·

€260,000

Asking Price (EUR)

2.2%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.4%

True Gross Yield

20%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €10,760/yr
Average Daily Rate: €149
-28.0% vs area baselineImage quality 4/10 (-9%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 30.2 years
5-yr Capital Value: €341,636
10-yr Capital Value: €415,653
Brixfox Score: 47.9 / 100
Comparable Properties: 4
Data Confidence: 61%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€316,277

+21.6% over asking

Asking price€260,000
IMT — Property transfer tax (investment schedule)€9,197
IS — Stamp duty (0.8%)€2,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,900
Total acquisition costs€16,427
Renovation (est. €350/m² × 60 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€21,000
(€15,000–€27,000)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€316,277

Gross yield (asking price)

4.1%

True gross yield (all-in)

3.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 60 m²
Land: 130 m²
Style: portuguese-traditional
Condition: fair
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
11.71
Visual Appeal
5.4
Ownership Security
13
Location
7.8
Land & Space
4.97
Rental Demand
1.97
Payback Speed
0
STR Suitability
3

Description

Central Location, Terrace and Patio in Estoi Traditional 2-bedroom house for renovation, with potential for expansion, located in the centre of Estoi. It features a traditional façade, private courtyard and a rooftop terrace. The property offers the possibility to extend at the rear as well as to build an additional

Location

📍 37.0948°N, 7.8977°W

· Faro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Faro / Eastern Algarve

Detached house in Conceição e Estoi, Faro

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
60 m²
Land Plot
130 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 2.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score48
GradeC+
Brixfox Intelligence
48C+Moderate
Score Breakdown
ROI & Yield53%
Capital Growth50%
Risk Profile51%
Market Demand48%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$49K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.7%
$633/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
14 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
37.2 yr
Rental only

Property details

Energy: F
Condition: fair

Description

Central Location, Terrace and Patio in Estoi Traditional 2-bedroom house for renovation, with potential for expansion, located in the centre of Estoi. It features a traditional façade, private courtyard and a rooftop terrace. The property offers the possibility to extend at the rear as well as to build an additional

Income Breakdown

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Nightly Rate (ADR)
$216/night
50% ($99)Brixfox estimate($216/night)200% ($397)
Occupancy
20%
10%Brixfox estimate(20%)100%

Short-Term Rental

Yearly income
$7,594
Airbnb data$216/night · 20% occupancy
Rental income
$216/night · 20% occ.
$15,554
Running costs (20%)
Utilities, cleaning, maintenance
-$3,111
Income tax (10%)
Indonesian rental income tax
-$4,355
Property tax
Annual property tax
-$495
Net income
2.7% ROI
$7,594

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$282,609
IMT (transfer tax, investment schedule)$9,997
Imposto de Selo (stamp duty)$2,261
Notary & registration$1,359
Legal / due diligence$4,239
Total acquisition costs$17,855
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$22,826
($16,304–$29,348)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$341,605

Gross yield (asking)

5.5%

True gross yield (all-in)

4.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Faro.

$1.4M$1.0M$676K$338K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $260K
Capital appreciation
Property value growing at +4%/yr based on Faro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$316K
+22%
Rental Income
+$37K
Total Position
$353K
+36%
6.3%/yr
Year 10
Capital Value
$385K
+48%
Rental Income
+$80K
Total Position
$465K
+79%
6.0%/yr
Year 20
Capital Value
$570K
+119%
Rental Income
+$188K
Total Position
$757K
+191%
5.5%/yr
Year 30
Capital Value
$843K
+224%
Rental Income
+$332K
Total Position
$1.2M
+352%
5.2%/yr

Location

Faro

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.7% annual return
Occupancy
Weak
20% average occupancy
Nightly Rate
Good
$199 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Weak
130 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.7%
$1,338/mo
40% occ.
7.6%
$1,797/mo
20% occ.
3.7%
$866/mo
current
30% occ.
5.6%
$1,326/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.