T0 (studio) in Monte Gordo, Vila Real de Santo António
T0 (studio) in Monte Gordo, Vila Real de Santo António — image 2T0 (studio) in Monte Gordo, Vila Real de Santo António — image 3T0 (studio) in Monte Gordo, Vila Real de Santo António — image 4T0 (studio) in Monte Gordo, Vila Real de Santo António — image 5
Grade Bapartmentmid-range

T0 (studio) in Monte Gordo, Vila Real de Santo António

VRSA/Monte Gordo · Eastern Algarve ·

€199,000

Asking Price (EUR)

5.0%

True Net Yield (Owner, all-in)

3.5%

True Net Yield (Managed, all-in)

7.7%

True Gross Yield

36%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €17,639/yr
Average Daily Rate: €133
Payback Period: 13.9 years
5-yr Capital Value: €261,483
10-yr Capital Value: €318,134
Brixfox Score: 61.7 / 100
Comparable Properties: 13
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€229,254

+15.2% over asking

Asking price€199,000
IMT — Property transfer tax (investment schedule)€4,927
IS — Stamp duty (0.8%)€1,592
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,985
Total acquisition costs€10,754
Renovation€0 — move-in ready
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€229,254

Gross yield (asking price)

8.9%

True gross yield (all-in)

7.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 39 m²
Style: contemporary
Condition: new-build
Energy Certificate: A+

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

glass balcony railingsmulti-pane windows

Score Breakdown

ROI
18.86
Visual Appeal
10.2
Ownership Security
13
Location
7.2
Land & Space
2.78
Rental Demand
3.64
Payback Speed
3
STR Suitability
3

Description

Discover this modern T0 apartment under construction, located in one of the most sought-after areas of the Algarve - Monte Gordo. Just a few minutes' walk from the beach, this property is ideal for both owner-occupation and investment. Main features: - T0 typology - Equipped kitchen - Modern bathroom with quality fini

Location

📍 37.1812°N, 7.4558°W

· VRSA/Monte Gordo, Algarve, Portugal

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Idealista.pt
VRSA/Monte Gordo / Eastern Algarve

T0 (studio) in Monte Gordo, Vila Real de Santo António

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
39 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 6.0% net return annually.

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The Investment

Brixfox Score62
GradeB
Brixfox Intelligence
62BStrong
Score Breakdown
ROI & Yield68%
Capital Growth65%
Risk Profile64%
Market Demand62%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$37K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.0%
$1,089/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.6 yr
Rental only

Property details

Energy: A+
Condition: new-build

Description

Discover this modern T0 apartment under construction, located in one of the most sought-after areas of the Algarve - Monte Gordo. Just a few minutes' walk from the beach, this property is ideal for both owner-occupation and investment. Main features: - T0 typology - Equipped kitchen - Modern bathroom with quality fini

Income Breakdown

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Nightly Rate (ADR)
$195/night
50% ($90)Brixfox estimate($195/night)200% ($358)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$13,062
Airbnb data$195/night · 36% occupancy
Rental income
$195/night · 36% occ.
$25,848
Running costs (20%)
Utilities, cleaning, maintenance
-$5,170
Income tax (10%)
Indonesian rental income tax
-$7,237
Property tax
Annual property tax
-$379
Net income
6.0% ROI
$13,062

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$216,304
IMT (transfer tax, investment schedule)$5,355
Imposto de Selo (stamp duty)$1,730
Notary & registration$1,359
Legal / due diligence$3,245
Total acquisition costs$11,689
RenovationMove-in ready
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$249,189

Gross yield (asking)

11.9%

True gross yield (all-in)

10.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in VRSA/Monte Gordo.

$1.4M$1.0M$700K$350K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $199K
Capital appreciation
Property value growing at +4%/yr based on VRSA/Monte Gordo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$242K
+22%
Rental Income
+$64K
Total Position
$306K
+54%
9.0%/yr
Year 10
Capital Value
$295K
+48%
Rental Income
+$138K
Total Position
$432K
+117%
8.1%/yr
Year 20
Capital Value
$436K
+119%
Rental Income
+$323K
Total Position
$759K
+281%
6.9%/yr
Year 30
Capital Value
$645K
+224%
Rental Income
+$572K
Total Position
$1.2M
+512%
6.2%/yr

Location

VRSA/Monte Gordo

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.0% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Good
$179 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 36% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.7%
$1,212/mo
40% occ.
9.0%
$1,627/mo
36% occ.
8.2%
$1,476/mo
current
46% occ.
10.5%
$1,891/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.