Terraced house in Passatge Garbinell, Montgó, L'Escala
Terraced house in Passatge Garbinell, Montgó, L'Escala — image 2Terraced house in Passatge Garbinell, Montgó, L'Escala — image 3Terraced house in Passatge Garbinell, Montgó, L'Escala — image 4Terraced house in Passatge Garbinell, Montgó, L'Escala — image 5
Grade Bvillamid-range

Terraced house in Passatge Garbinell, Montgó, L'Escala

L'Escala · Montgó · Girona

€450,000

Asking Price (EUR)

STR Restriction Warning

Catalonia HUT (Girona prefix HUTG-): under Decret-llei 3/2023 most Costa Brava municipalities are 'stressed' — new licences are frozen and existing ones expire after 5 years. A valid, transferable HUT is required; verify it with the agency.

2.1%

Net Yield (after tax, all-in)

indicative range 1.7–2.5%

2.1%

Managed ROI (after tax)

7.2%

Gross Yield

58%

Occupancy

Net yield is after Spain's non-resident rental income tax (modelled at the non-EU 24% rate on net profit; EU/EEA residents pay 19%) and assumes deductible STR expenses — standard for EU/EEA owners and, per recent rulings, available to non-EU owners; confirm with a Spanish tax adviser. Holiday lets don't qualify for the 60% long-term-rental reduction.

Projected Gross Revenue: €38,219/yr
Average Daily Rate: €196
+6.0% vs area baselineImage quality 8/10 (+3%), Mediterranean-traditional style (+5%), No pool (-12%), Has sea (+10%)
Net Yield (after tax): 2.1%
Payback Period: 47.3 years
5-yr Capital Value: €521,673
10-yr Capital Value: €604,762
Brixfox Score: 57.1 / 100
Comparable Properties: 6
Data Confidence: 62%
Search Radius: 4 km

True Investment Cost

Spanish transfer tax + notary + registry + legal + furnishing & STR launch setup.

€532,945

+18.4% over asking

Asking price€450,000
itp€45,000
legal€5,445
furnishing€30,000
notary registry€2,500
All-in investment€532,945

Estimates use Spain's resale transfer-tax (ITP) schedule by region plus notary, registry and legal fees; furnishing & STR launch covers furniture, appliances, the tourist-licence setup and launch photography. Actual notary & legal vary — budget extra for surveyor, due-diligence and bank-mortgage fees if financing. Working capital (2–3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 109 m²
Style: mediterranean-traditional
Condition: good
Year Built: 1970
sea

Design Features

coastal village settingmosaic village sign

AI Investment Summary

B investment in L'Escala. Score 57.1/100. Net yield 2.1% after tax | Occupancy 58% | ADR $196 | No STR licence on record

Score Breakdown

ROI
8.39
Visual Appeal
14.8
Ownership Security
13
Location
9
Land & Space
4.18
Rental Demand
5.77
Payback Speed
1
STR Suitability
1

Description

Some homes are bought for their size. Others for their location. And then, every once in a while, a truly special property comes along — one that is chosen for the emotions it creates from the very first moment. Perched in one of the most privileged positions above Cala Montgó, this beautiful Mediterranean home enjoy

Location

📍 42.1092°, 3.1704°

L'Escala, Girona, Spain

Listed by Unico Costa Brava via Idealista.com
3-bedroom freehold villa in L'Escala — photo 1 of 5
Idealista.com
3-bedroom freehold villa in L'Escala — photo 2 of 5
3-bedroom freehold villa in L'Escala — photo 3 of 5
3-bedroom freehold villa in L'Escala — photo 4 of 5
3-bedroom freehold villa in L'Escala — photo 5 of 5

Terraced house in Passatge Garbinell, Montgó, L'Escala

L'Escala · Costa Brava · Ref BF-96856Source · Idealista.com · listed 4 Aug 2026
Asking price
$512,062
Bedrooms
3
Bathrooms
1
Built area
109 m²
Brixfox Score 57 · B
Modelled from Airbnb listings we track across L'Escala — live calendar data. Projections are estimates, not financial advice.

Unlock full financial data

Get revenue, ROI calculations, AI audits, and investment scores for every property.

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

L'Escala

Costa Brava, Approximate area

Loading Map...

Explore the full market map

STR Restriction Warning

Catalonia HUT (Girona prefix HUTG-): under Decret-llei 3/2023 most Costa Brava municipalities are 'stressed' — new licences are frozen and existing ones expire after 5 years. A valid, transferable HUT is required; verify it with the agency.

After-tax basis: net yield is after Spain's non-resident rental income tax, modelled at the non-EU 24% rate on net profit (EU/EEA residents pay 19%). Assumes deductible STR expenses — standard for EU/EEA owners and, per recent rulings, available to non-EU owners; confirm with a Spanish tax adviser. Holiday lets don't qualify for the 60% long-term-rental reduction.

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$223/night
50% ($112)Brixfox estimate($223/night)200% ($446)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Indicative
Yearly income
$24,354
Likely range $14,613 – $34,096
Airbnb data$223/night · 58% occupancy
Rental income
$223/night · 58% occ.
$43,490
Running costs (20%)
Utilities, cleaning, maintenance
••••
Income tax (24%)
Non-EU IRNR on gross rent
••••
Net income
••% ROI
••••

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in L'Escala.

$2.8M$2.1M$1.4M$712K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $450K
Capital appreciation
Property value growing at +4%/yr based on L'Escala market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$547K
+22%
Rental Income
+$114K
Total Position
$661K
+47%
8.0%/yr
Year 10
Capital Value
$666K
+48%
Rental Income
+$245K
Total Position
$911K
+103%
7.3%/yr
Year 20
Capital Value
$986K
+119%
Rental Income
+$575K
Total Position
$1.6M
+247%
6.4%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.0M
Total Position
$2.5M
+451%
5.9%/yr

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Create a free account to ask 2 free AI questions — Pro is unlimited.

Villa Scorecard

Location
••••
•••• •••• ••••
Rental Yield
••••
•••• •••• ••••
Occupancy
••••
•••• •••• ••••
Nightly Rate
••••
•••• •••• ••••
Visual Appeal
••••
•••• •••• ••••
Size & Space
••••
•••• •••• ••••
Zoning
••••
•••• •••• ••••
Tenure
••••
•••• •••• ••••

Upgrade to Pro to see full scorecard analysis

Risks & What-If

What if occupancy changes?

Owner Managed scenario

Upgrade to Pro to stress-test this yield across occupancy scenarios

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Spain may impact actual yields.