Detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira
Detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 2Detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 3Detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 4Detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira — image 5
Grade Avillamid-range

Detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.3M

Asking Price (EUR)

7.5%

True Net Yield (Owner, all-in)

5.2%

True Net Yield (Managed, all-in)

11.5%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €172,397/yr
Average Daily Rate: €708
+13.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 9.6 years
5-yr Capital Value: €1.7M
10-yr Capital Value: €2.1M
Brixfox Score: 77.6 / 100
Comparable Properties: 12
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+12.7% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€99,750
IS — Stamp duty (0.8%)€10,640
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€19,950
Total acquisition costs€131,590
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

13.0%

True gross yield (all-in)

11.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 200 m²
Style: contemporary
Condition: excellent
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

open-plan livingmodern staircase with metal railinglarge sliding glass doors to balcony

Score Breakdown

ROI
23.89
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
6.73
Payback Speed
4
STR Suitability
3

Description

Discover this excellent villa located in Vilamoura, set in a private condominium with a communal swimming pool and garden areas, ideal for those seeking tranquillity and comfort in the heart of the Algarve. The property features: 3 spacious bedrooms (one of which is en-suite) + 1 interior room that could be used as an

Location

📍 37.0912°N, 8.1223°W

· Loulé/Vilamoura, Algarve, Portugal

View on Janela Imobiliária →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Barca do Lago - Eden - Planalto, Vilamoura, Quarteira

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
200 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score78
GradeA
Brixfox Intelligence
78AExcellent
Score Breakdown
ROI & Yield86%
Capital Growth82%
Risk Profile79%
Market Demand78%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$408K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.9%
$10,689/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.3 yr
Rental only

Property details

Energy: D
Condition: excellent

Description

Discover this excellent villa located in Vilamoura, set in a private condominium with a communal swimming pool and garden areas, ideal for those seeking tranquillity and comfort in the heart of the Algarve. The property features: 3 spacious bedrooms (one of which is en-suite) + 1 interior room that could be used as an

Income Breakdown

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Nightly Rate (ADR)
$1,024/night
50% ($471)Brixfox estimate($1,024/night)200% ($1883)
Occupancy
67%
10%Brixfox estimate(67%)100%

Short-Term Rental

Yearly income
$128,263
Airbnb data$1,024/night · 67% occupancy
Rental income
$1,024/night · 67% occ.
$251,525
Running costs (20%)
Utilities, cleaning, maintenance
-$50,305
Income tax (10%)
Indonesian rental income tax
-$70,427
Property tax
Annual property tax
-$2,530
Net income
8.9% ROI
$128,263

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,445,652
IMT (transfer tax, investment schedule)$108,424
Imposto de Selo (stamp duty)$11,565
Notary & registration$1,359
Legal / due diligence$21,685
Total acquisition costs$143,033
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$1,627,326

Gross yield (asking)

17.4%

True gross yield (all-in)

15.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$11.4M$8.6M$5.7M$2.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.6M
+22%
Rental Income
+$626K
Total Position
$2.2M
+69%
11.0%/yr
Year 10
Capital Value
$2.0M
+48%
Rental Income
+$1.4M
Total Position
$3.3M
+150%
9.6%/yr
Year 20
Capital Value
$2.9M
+119%
Rental Income
+$3.2M
Total Position
$6.1M
+358%
7.9%/yr
Year 30
Capital Value
$4.3M
+224%
Rental Income
+$5.6M
Total Position
$9.9M
+646%
6.9%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.9% annual return
Occupancy
Good
67% average occupancy
Nightly Rate
Strong
$942 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.9% — outperforms most villas in this market
Premium nightly rate of $942 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

47% occ.
8.4%
$10,102/mo
57% occ.
10.2%
$12,281/mo
67% occ.
12.0%
$14,460/mo
current
77% occ.
13.8%
$16,640/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.