T2 flat in Rua da Itália, 91, Ténis - Clube do Lago, Vilamoura, Quarteira
T2 flat in Rua da Itália, 91, Ténis - Clube do Lago, Vilamoura, Quarteira — image 2T2 flat in Rua da Itália, 91, Ténis - Clube do Lago, Vilamoura, Quarteira — image 3T2 flat in Rua da Itália, 91, Ténis - Clube do Lago, Vilamoura, Quarteira — image 4T2 flat in Rua da Itália, 91, Ténis - Clube do Lago, Vilamoura, Quarteira — image 5
Grade B+apartmentmid-range

T2 flat in Rua da Itália, 91, Ténis - Clube do Lago, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€399,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.4%

True Gross Yield

36%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €34,307/yr
Average Daily Rate: €261
+12.0% vs area baselineModern/contemporary style (+12%), Has pool (0%)
Payback Period: 14.5 years
5-yr Capital Value: €524,280
10-yr Capital Value: €637,867
Brixfox Score: 65.1 / 100
Comparable Properties: 94
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€461,862

+15.8% over asking

Asking price€399,000
IMT — Property transfer tax (investment schedule)€19,750
IS — Stamp duty (0.8%)€3,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,985
Total acquisition costs€30,177
Renovation (est. €55/m² × 97 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,335
(€2,910–€7,760)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€27,350
All-in investment (incl. renovation & furnishing)€461,862

Gross yield (asking price)

8.6%

True gross yield (all-in)

7.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 97 m²
Style: contemporary
Condition: good
Year Built: 1984
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved balconiesarched windows

Score Breakdown

ROI
18.36
Visual Appeal
11.8
Ownership Security
13
Location
8.4
Land & Space
3.94
Rental Demand
3.59
Payback Speed
3
STR Suitability
3

Description

Welcome to Colina do Golfe, an elegant private condominium that combines tranquility, well-being, and a privileged location. This apartment has been designed to offer comfort and convenience, featuring: Entrance hall with access to two bedrooms, one of them en suite; Additional bathroom; Bright and spacious living

Location

📍 37.0913°N, 8.1138°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

T2 flat in Rua da Itália, 91, Ténis - Clube do Lago, Vilamoura, Quarteira

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
97 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$122K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.8%
$2,086/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.3 yr
Rental only

Property details

Year built: 1984
Energy: C
Condition: good

Description

Welcome to Colina do Golfe, an elegant private condominium that combines tranquility, well-being, and a privileged location. This apartment has been designed to offer comfort and convenience, featuring: Entrance hall with access to two bedrooms, one of them en suite; Additional bathroom; Bright and spacious living

Income Breakdown

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Nightly Rate (ADR)
$378/night
50% ($174)Brixfox estimate($378/night)200% ($695)
Occupancy
36%
10%Brixfox estimate(36%)100%

Short-Term Rental

Yearly income
$25,028
Airbnb data$378/night · 36% occupancy
Rental income
$378/night · 36% occ.
$49,590
Running costs (20%)
Utilities, cleaning, maintenance
-$9,918
Income tax (10%)
Indonesian rental income tax
-$13,885
Property tax
Annual property tax
-$759
Net income
5.8% ROI
$25,028

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$433,696
IMT (transfer tax, investment schedule)$21,467
Imposto de Selo (stamp duty)$3,470
Notary & registration$1,359
Legal / due diligence$6,505
Total acquisition costs$32,801
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,799
($3,163–$8,435)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$502,024

Gross yield (asking)

11.4%

True gross yield (all-in)

9.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.7M$2.1M$1.4M$687K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $399K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$485K
+22%
Rental Income
+$122K
Total Position
$608K
+52%
8.8%/yr
Year 10
Capital Value
$591K
+48%
Rental Income
+$264K
Total Position
$855K
+114%
7.9%/yr
Year 20
Capital Value
$874K
+119%
Rental Income
+$619K
Total Position
$1.5M
+274%
6.8%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$1.1M
Total Position
$2.4M
+499%
6.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.8% annual return
Occupancy
Weak
36% average occupancy
Nightly Rate
Strong
$348 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $348 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 36% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.5%
$2,351/mo
40% occ.
8.7%
$3,155/mo
36% occ.
7.8%
$2,830/mo
current
46% occ.
10.1%
$3,634/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.