Detached house in Rua Gago Coutinho, Nn, Centro, Almancil
Detached house in Rua Gago Coutinho, Nn, Centro, Almancil — image 2Detached house in Rua Gago Coutinho, Nn, Centro, Almancil — image 3Detached house in Rua Gago Coutinho, Nn, Centro, Almancil — image 4Detached house in Rua Gago Coutinho, Nn, Centro, Almancil — image 5
Grade B+villaluxury

Detached house in Rua Gago Coutinho, Nn, Centro, Almancil

Loulé/Vilamoura · Golden Triangle ·

€1.5M

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.3%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €125,127/yr
Average Daily Rate: €779
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 14.9 years
5-yr Capital Value: €2.0M
10-yr Capital Value: €2.4M
Brixfox Score: 74.6 / 100
Comparable Properties: 7
Data Confidence: 66%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+14.0% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€112,125
IS — Stamp duty (0.8%)€11,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,425
Total acquisition costs€147,760
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

8.4%

True gross yield (all-in)

7.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 288 m²
Land: 440 m²
Style: modern
Condition: new-build
Year Built: 2024
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poollarge glass windows/doorsflat roof architectureintegrated outdoor living spacessolar panels

Score Breakdown

ROI
18.09
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
9.08
Rental Demand
4.4
Payback Speed
3
STR Suitability
3

Description

Located in a quiet area of Almancil, this newly built 4-bedroom villa blends contemporary design, sustainable features, and everyday comfort. Completed in 2024 and finished to high standards, the property offers a total gross area of 288 m² and sits close to award-winning beaches, renowned golf courses, international s

Location

📍 37.0844°N, 8.0281°W

· Loulé/Vilamoura, Algarve, Portugal

View on Fine & Country →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Rua Gago Coutinho, Nn, Centro, Almancil

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
288 m²
Land Plot
440 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$459K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$7,603/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.8 yr
Rental only

Property details

Year built: 2024
Energy: A
Condition: new-build

Description

Located in a quiet area of Almancil, this newly built 4-bedroom villa blends contemporary design, sustainable features, and everyday comfort. Completed in 2024 and finished to high standards, the property offers a total gross area of 288 m² and sits close to award-winning beaches, renowned golf courses, international s

Income Breakdown

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Nightly Rate (ADR)
$1,127/night
50% ($518)Brixfox estimate($1,127/night)200% ($2073)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$91,242
Airbnb data$1,127/night · 44% occupancy
Rental income
$1,127/night · 44% occ.
$180,934
Running costs (20%)
Utilities, cleaning, maintenance
-$36,187
Income tax (10%)
Indonesian rental income tax
-$50,661
Property tax
Annual property tax
-$2,844
Net income
5.6% ROI
$91,242

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,625,000
IMT (transfer tax, investment schedule)$121,875
Imposto de Selo (stamp duty)$13,000
Notary & registration$1,359
Legal / due diligence$24,375
Total acquisition costs$160,609
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,850,989

Gross yield (asking)

11.1%

True gross yield (all-in)

9.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$10.2M$7.6M$5.1M$2.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$446K
Total Position
$2.3M
+51%
8.7%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$962K
Total Position
$3.2M
+112%
7.8%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$2.3M
Total Position
$5.5M
+270%
6.8%/yr
Year 30
Capital Value
$4.8M
+224%
Rental Income
+$4.0M
Total Position
$8.8M
+491%
6.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$1037 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Good
440 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1037 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.1%
$6,961/mo
40% occ.
6.9%
$9,360/mo
44% occ.
7.6%
$10,317/mo
current
54% occ.
9.4%
$12,716/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.