T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira
T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira — image 2T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira — image 3T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira — image 4T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira — image 5
Grade B+apartmentmid-range

T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€550,000

Asking Price (EUR)

4.9%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

7.5%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €46,392/yr
Average Daily Rate: €250
Payback Period: 14.8 years
5-yr Capital Value: €722,692
10-yr Capital Value: €879,265
Brixfox Score: 65.3 / 100
Comparable Properties: 24
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€620,580

+12.8% over asking

Asking price€550,000
IMT — Property transfer tax (investment schedule)€31,830
IS — Stamp duty (0.8%)€4,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,250
Total acquisition costs€45,730
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€620,580

Gross yield (asking price)

8.4%

True gross yield (all-in)

7.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 120 m²
Style: contemporary
Condition: excellent
Year Built: 2007
Energy Certificate: B

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

minimalist decoropen-plan living/dining

Score Breakdown

ROI
18.18
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
4.4
Rental Demand
5.08
Payback Speed
3
STR Suitability
3

Description

Furnished 2-bedroom apartment for sale in a premium area of Vilamoura, Algarve Located in one of the most privileged areas of Vilamoura, next to the golf courses, this 2-bedroom apartment is located in a private condominium that offers a magnificent swimming pool for adults, a swimming pool for children and a pleasant

Location

📍 37.1032°N, 8.1417°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

T2 flat in Avenida dos Descobrimentos, Victoria - Monte Laguna, Vilamoura, Quarteira

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
120 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.7% net return annually.

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The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$169K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.7%
$2,820/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.7 yr
Rental only

Property details

Year built: 2007
Energy: B
Condition: excellent

Description

Furnished 2-bedroom apartment for sale in a premium area of Vilamoura, Algarve Located in one of the most privileged areas of Vilamoura, next to the golf courses, this 2-bedroom apartment is located in a private condominium that offers a magnificent swimming pool for adults, a swimming pool for children and a pleasant

Income Breakdown

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Nightly Rate (ADR)
$362/night
50% ($166)Brixfox estimate($362/night)200% ($666)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$33,846
Airbnb data$362/night · 51% occupancy
Rental income
$362/night · 51% occ.
$67,100
Running costs (20%)
Utilities, cleaning, maintenance
-$13,420
Income tax (10%)
Indonesian rental income tax
-$18,788
Property tax
Annual property tax
-$1,046
Net income
5.7% ROI
$33,846

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$597,826
IMT (transfer tax, investment schedule)$34,598
Imposto de Selo (stamp duty)$4,783
Notary & registration$1,359
Legal / due diligence$8,967
Total acquisition costs$49,707
RenovationMove-in ready
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$674,543

Gross yield (asking)

11.2%

True gross yield (all-in)

9.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.8M$2.8M$1.9M$939K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $550K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$669K
+22%
Rental Income
+$165K
Total Position
$834K
+52%
8.7%/yr
Year 10
Capital Value
$814K
+48%
Rental Income
+$357K
Total Position
$1.2M
+113%
7.9%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$837K
Total Position
$2.0M
+271%
6.8%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.5M
Total Position
$3.3M
+494%
6.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.7% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$333 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $333 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
4.6%
$2,287/mo
41% occ.
6.1%
$3,057/mo
51% occ.
7.7%
$3,827/mo
current
61% occ.
9.2%
$4,597/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.