T0 (studio) in Avenida de Ceuta, 26, Zona Nascente, Quarteira, Quarteira
T0 (studio) in Avenida de Ceuta, 26, Zona Nascente, Quarteira, Quarteira — image 2T0 (studio) in Avenida de Ceuta, 26, Zona Nascente, Quarteira, Quarteira — image 3T0 (studio) in Avenida de Ceuta, 26, Zona Nascente, Quarteira, Quarteira — image 4T0 (studio) in Avenida de Ceuta, 26, Zona Nascente, Quarteira, Quarteira — image 5
Grade B+apartmentmid-range

T0 (studio) in Avenida de Ceuta, 26, Zona Nascente, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€215,000

Asking Price (EUR)

6.6%

True Net Yield (Owner, all-in)

4.6%

True Net Yield (Managed, all-in)

10.2%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €25,271/yr
Average Daily Rate: €132
-30.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), No pool (-12%)
Payback Period: 10.5 years
5-yr Capital Value: €282,507
10-yr Capital Value: €343,713
Brixfox Score: 67.1 / 100
Comparable Properties: 89
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€248,887

+15.8% over asking

Asking price€215,000
IMT — Property transfer tax (investment schedule)€6,047
IS — Stamp duty (0.8%)€1,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,225
Total acquisition costs€12,242
Renovation (est. €55/m² × 39 m²)
Light touch-ups — paint, fixtures, deep clean.		€2,145
(€1,170–€3,120)
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€248,887

Gross yield (asking price)

11.8%

True gross yield (all-in)

10.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 39 m²
Style: dated
Condition: good
Year Built: 1986
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

green-accent-balconies

Score Breakdown

ROI
22.49
Visual Appeal
8.2
Ownership Security
13
Location
8.4
Land & Space
2.78
Rental Demand
5.24
Payback Speed
4
STR Suitability
3

Description

Excellent opportunity in Quarteira – studio with renovation potential just a few minutes from the beach. If you are looking for an apartment in the Algarve for holidays, investment, or to renovate to your own taste, this studio apartment (T0) could be the ideal opportunity. With 39 m² of area, this property offers th

Location

📍 37.0691°N, 8.0990°W

· Loulé/Vilamoura, Algarve, Portugal

View on Century21 Realty Art 4 →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T0 (studio) in Avenida de Ceuta, 26, Zona Nascente, Quarteira, Quarteira

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
39 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score67
GradeB+
Brixfox Intelligence
67B+Strong
Score Breakdown
ROI & Yield74%
Capital Growth70%
Risk Profile69%
Market Demand67%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$66K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.1%
$1,573/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
12.4 yr
Rental only

Property details

Year built: 1986
Energy: C
Condition: good

Description

Excellent opportunity in Quarteira – studio with renovation potential just a few minutes from the beach. If you are looking for an apartment in the Algarve for holidays, investment, or to renovate to your own taste, this studio apartment (T0) could be the ideal opportunity. With 39 m² of area, this property offers th

Income Breakdown

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Nightly Rate (ADR)
$194/night
50% ($89)Brixfox estimate($194/night)200% ($357)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$18,879
Airbnb data$194/night · 52% occupancy
Rental income
$194/night · 52% occ.
$37,092
Running costs (20%)
Utilities, cleaning, maintenance
-$7,418
Income tax (10%)
Indonesian rental income tax
-$10,386
Property tax
Annual property tax
-$409
Net income
8.1% ROI
$18,879

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$233,696
IMT (transfer tax, investment schedule)$6,573
Imposto de Selo (stamp duty)$1,870
Notary & registration$1,359
Legal / due diligence$3,505
Total acquisition costs$13,307
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$2,332
($1,272–$3,391)
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$270,529

Gross yield (asking)

15.9%

True gross yield (all-in)

13.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$1.8M$1.3M$876K$438K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $215K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$262K
+22%
Rental Income
+$92K
Total Position
$354K
+65%
10.5%/yr
Year 10
Capital Value
$318K
+48%
Rental Income
+$199K
Total Position
$517K
+141%
9.2%/yr
Year 20
Capital Value
$471K
+119%
Rental Income
+$467K
Total Position
$938K
+336%
7.6%/yr
Year 30
Capital Value
$697K
+224%
Rental Income
+$826K
Total Position
$1.5M
+609%
6.7%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.1% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Good
$179 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.1% — outperforms most villas in this market
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
6.7%
$1,303/mo
42% occ.
8.8%
$1,716/mo
52% occ.
10.9%
$2,129/mo
current
62% occ.
13.1%
$2,543/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.