House in Rua de Cruz da Assumada, Alfeição - Vale Telheiro, São Sebastião
House in Rua de Cruz da Assumada, Alfeição - Vale Telheiro, São Sebastião — image 2House in Rua de Cruz da Assumada, Alfeição - Vale Telheiro, São Sebastião — image 3House in Rua de Cruz da Assumada, Alfeição - Vale Telheiro, São Sebastião — image 4House in Rua de Cruz da Assumada, Alfeição - Vale Telheiro, São Sebastião — image 5
Grade Bvillamid-range

House in Rua de Cruz da Assumada, Alfeição - Vale Telheiro, São Sebastião

Loulé/Vilamoura · Golden Triangle ·

€699,900

Asking Price (EUR)

1.2%

True Net Yield (Owner, all-in)

0.8%

True Net Yield (Managed, all-in)

1.8%

True Gross Yield

33%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €14,343/yr
Average Daily Rate: €119
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 60.9 years
5-yr Capital Value: €919,658
10-yr Capital Value: €1.1M
Brixfox Score: 61.3 / 100
Comparable Properties: 12
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€800,722

+14.4% over asking

Asking price€699,900
IMT — Property transfer tax (investment schedule)€41,994
IS — Stamp duty (0.8%)€5,599
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,499
Total acquisition costs€59,342
Renovation (est. €55/m² × 266 m²)
Light touch-ups — paint, fixtures, deep clean.		€14,630
(€7,980–€21,280)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€800,722

Gross yield (asking price)

2.0%

True gross yield (all-in)

1.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 266 m²
Land: 24996 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta roofbalconies with wrought iron railingsyellow facade

Score Breakdown

ROI
9.36
Visual Appeal
12.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
3.3
Payback Speed
0
STR Suitability
3

Description

2+2 bedroom villa for sale 3Km from Loulé for housing and with potential for business. The ground floor of this original villa has a commercial license so it can be transformed into your dream business. At the moment it consists of an open-space of about 90m2 where there is an industrial-style kitchen, a living room a

Location

📍 37.1609°N, 8.0276°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

House in Rua de Cruz da Assumada, Alfeição - Vale Telheiro, São Sebastião

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
266 m²
Land Plot
24996 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score61
GradeB
Brixfox Intelligence
61BStrong
Score Breakdown
ROI & Yield67%
Capital Growth64%
Risk Profile63%
Market Demand61%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$215K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.2%
$788/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
80.4 yr
Rental only

Property details

Energy: D
Condition: good

Description

2+2 bedroom villa for sale 3Km from Loulé for housing and with potential for business. The ground floor of this original villa has a commercial license so it can be transformed into your dream business. At the moment it consists of an open-space of about 90m2 where there is an industrial-style kitchen, a living room a

Income Breakdown

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Nightly Rate (ADR)
$172/night
50% ($79)Brixfox estimate($172/night)200% ($317)
Occupancy
33%
10%Brixfox estimate(33%)100%

Short-Term Rental

Yearly income
$9,456
Airbnb data$172/night · 33% occupancy
Rental income
$172/night · 33% occ.
$20,746
Running costs (20%)
Utilities, cleaning, maintenance
-$4,149
Income tax (10%)
Indonesian rental income tax
-$5,809
Property tax
Annual property tax
-$1,331
Net income
1.2% ROI
$9,456

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$760,761
IMT (transfer tax, investment schedule)$45,646
Imposto de Selo (stamp duty)$6,086
Notary & registration$1,359
Legal / due diligence$11,412
Total acquisition costs$64,502
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$15,902
($8,674–$23,130)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$868,176

Gross yield (asking)

2.7%

True gross yield (all-in)

2.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.1M$2.3M$1.5M$772K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $700K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$852K
+22%
Rental Income
+$46K
Total Position
$898K
+28%
5.1%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$100K
Total Position
$1.1M
+62%
5.0%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$234K
Total Position
$1.8M
+153%
4.7%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$414K
Total Position
$2.7M
+283%
4.6%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.2% annual return
Occupancy
Weak
33% average occupancy
Nightly Rate
Good
$159 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
24996 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 24996 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.2% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.6%
$990/mo
40% occ.
2.1%
$1,357/mo
33% occ.
1.7%
$1,099/mo
current
43% occ.
2.3%
$1,466/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.