Semi-detached house in Rua do Cerro das Mós, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos
Semi-detached house in Rua do Cerro das Mós, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 2Semi-detached house in Rua do Cerro das Mós, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 3Semi-detached house in Rua do Cerro das Mós, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 4Semi-detached house in Rua do Cerro das Mós, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 5
Grade B+villamid-range

Semi-detached house in Rua do Cerro das Mós, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€692,648

Asking Price (EUR)

5.5%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

8.4%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €67,554/yr
Average Daily Rate: €399
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 12.8 years
5-yr Capital Value: €910,129
10-yr Capital Value: €1.1M
Brixfox Score: 72.7 / 100
Comparable Properties: 48
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€801,213

+15.7% over asking

Asking price€692,648
IMT — Property transfer tax (investment schedule)€41,559
IS — Stamp duty (0.8%)€5,541
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,390
Total acquisition costs€58,740
Renovation (est. €55/m² × 275 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,125
(€8,250–€22,000)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€801,213

Gross yield (asking price)

9.8%

True gross yield (all-in)

8.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 275 m²
Style: portuguese-traditional
Condition: good
Year Built: 2007
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

multiple private poolsterraced architecturewood-burning stove

Score Breakdown

ROI
19.83
Visual Appeal
12.8
Ownership Security
13
Location
10.44
Land & Space
6
Rental Demand
4.64
Payback Speed
3
STR Suitability
3

Description

Ideally positioned in the heart of Lagos, this exceptional three-bedroom linked villa offers the perfect blend of space, comfort, and convenience. Within walking distance of the historic town centre, the marina, and the beautiful beaches, the property enjoys a truly privileged setting with all amenities just moments aw

Location

📍 37.1062°N, 8.6845°W

· Lagos, Algarve, Portugal

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Idealista.pt
Lagos / Western Algarve

Semi-detached house in Rua do Cerro das Mós, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
275 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$191K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.6%
$4,132/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.2 yr
Rental only

Property details

Year built: 2007
Energy: B
Condition: good

Description

Ideally positioned in the heart of Lagos, this exceptional three-bedroom linked villa offers the perfect blend of space, comfort, and convenience. Within walking distance of the historic town centre, the marina, and the beautiful beaches, the property enjoys a truly privileged setting with all amenities just moments aw

Income Breakdown

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Nightly Rate (ADR)
$578/night
50% ($266)Brixfox estimate($578/night)200% ($1063)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$49,583
Airbnb data$578/night · 46% occupancy
Rental income
$578/night · 46% occ.
$97,886
Running costs (20%)
Utilities, cleaning, maintenance
-$19,577
Income tax (10%)
Indonesian rental income tax
-$27,408
Property tax
Annual property tax
-$1,318
Net income
6.6% ROI
$49,583

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$752,878
IMT (transfer tax, investment schedule)$45,173
Imposto de Selo (stamp duty)$6,023
Notary & registration$1,359
Legal / due diligence$11,293
Total acquisition costs$63,848
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$16,440
($8,967–$23,913)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$868,710

Gross yield (asking)

13.0%

True gross yield (all-in)

11.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.1M$3.8M$2.5M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $693K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$843K
+22%
Rental Income
+$242K
Total Position
$1.1M
+57%
9.4%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$523K
Total Position
$1.5M
+124%
8.4%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$1.2M
Total Position
$2.7M
+296%
7.1%/yr
Year 30
Capital Value
$2.2M
+224%
Rental Income
+$2.2M
Total Position
$4.4M
+538%
6.4%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.6% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$532 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $532 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.7%
$3,580/mo
40% occ.
7.7%
$4,811/mo
46% occ.
8.9%
$5,600/mo
current
56% occ.
10.9%
$6,830/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.