Semi-detached house, Em542, 28, Querença - Tôr - Benafim, Loulé
Semi-detached house, Em542, 28, Querença - Tôr - Benafim, Loulé — image 2Semi-detached house, Em542, 28, Querença - Tôr - Benafim, Loulé — image 3Semi-detached house, Em542, 28, Querença - Tôr - Benafim, Loulé — image 4Semi-detached house, Em542, 28, Querença - Tôr - Benafim, Loulé — image 5
Grade Cvillabudget

Semi-detached house, Em542, 28, Querença - Tôr - Benafim, Loulé

Loulé/Vilamoura · Golden Triangle ·

€225,000

Asking Price (EUR)

0.6%

True Net Yield (Owner, all-in)

0.4%

True Net Yield (Managed, all-in)

0.9%

True Gross Yield

9%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €2,890/yr
Average Daily Rate: €93
-15.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 96.8 years
5-yr Capital Value: €295,647
10-yr Capital Value: €359,699
Brixfox Score: 41.9 / 100
Comparable Properties: 3
Data Confidence: 54%
Search Radius: 10 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€317,072

+40.9% over asking

Asking price€225,000
IMT — Property transfer tax (investment schedule)€6,747
IS — Stamp duty (0.8%)€1,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,375
Total acquisition costs€13,172
Renovation (est. €900/m² × 63 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€56,700
(€44,100–€69,300)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€317,072

Gross yield (asking price)

1.3%

True gross yield (all-in)

0.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 63 m²
Land: 63 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1937
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

exterior staircasetraditional window shutters

Score Breakdown

ROI
8.52
Visual Appeal
5.8
Ownership Security
13
Location
8.4
Land & Space
2.34
Rental Demand
0.85
Payback Speed
0
STR Suitability
3

Description

Semi-detached House for Sale in Cortinhola Discover this charming semi-detached house located in Cortinhola. With a gross area of 63 m², this house is perfect for those looking for a cosy and functional home. With three spacious bedrooms, a well-equipped bathroom and a living room that invites you to relax, every corn

Location

📍 37.2792°N, 8.1083°W

· Loulé/Vilamoura, Algarve, Portugal

View on ERA Loulé →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Semi-detached house, Em542, 28, Querença - Tôr - Benafim, Loulé

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
63 m²
Land Plot
63 m²
Tenure
Freehold
Yield Curve Status

Grade C investment — short-term rental yields 0.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score42
GradeC
Brixfox Intelligence
42CModerate
Score Breakdown
ROI & Yield46%
Capital Growth44%
Risk Profile45%
Market Demand42%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$69K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.7%
$146/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Year built: 1937
Energy: D
Condition: needs-renovation

Description

Semi-detached House for Sale in Cortinhola Discover this charming semi-detached house located in Cortinhola. With a gross area of 63 m², this house is perfect for those looking for a cosy and functional home. With three spacious bedrooms, a well-equipped bathroom and a living room that invites you to relax, every corn

Income Breakdown

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Nightly Rate (ADR)
$135/night
50% ($62)Brixfox estimate($135/night)200% ($248)
Occupancy
9%
10%Brixfox estimate(9%)100%

Short-Term Rental

Yearly income
$1,754
Airbnb data$135/night · 9% occupancy
Rental income
$135/night · 9% occ.
$4,197
Running costs (20%)
Utilities, cleaning, maintenance
-$839
Income tax (10%)
Indonesian rental income tax
-$1,175
Property tax
Annual property tax
-$428
Net income
0.7% ROI
$1,754

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$244,565
IMT (transfer tax, investment schedule)$7,334
Imposto de Selo (stamp duty)$1,957
Notary & registration$1,359
Legal / due diligence$3,668
Total acquisition costs$14,317
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$61,630
($47,935–$75,326)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$342,470

Gross yield (asking)

1.7%

True gross yield (all-in)

1.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$928K$696K$464K$232K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $225K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 16: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$274K
+22%
Rental Income
+$9K
Total Position
$282K
+25%
4.6%/yr
Year 10
Capital Value
$333K
+48%
Rental Income
+$19K
Total Position
$352K
+56%
4.6%/yr
Year 20
Capital Value
$493K
+119%
Rental Income
+$43K
Total Position
$536K
+138%
4.4%/yr
Year 30
Capital Value
$730K
+224%
Rental Income
+$77K
Total Position
$807K
+258%
4.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.7% annual return
Occupancy
Weak
9% average occupancy
Nightly Rate
Good
$124 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
63 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.1%
$826/mo
40% occ.
5.5%
$1,113/mo
9% occ.
1.0%
$209/mo
current
19% occ.
2.4%
$496/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.