T3 flat in Rua Canais do Golfe, 35, Victoria - Monte Laguna, Vilamoura, Quarteira
T3 flat in Rua Canais do Golfe, 35, Victoria - Monte Laguna, Vilamoura, Quarteira — image 2T3 flat in Rua Canais do Golfe, 35, Victoria - Monte Laguna, Vilamoura, Quarteira — image 3T3 flat in Rua Canais do Golfe, 35, Victoria - Monte Laguna, Vilamoura, Quarteira — image 4T3 flat in Rua Canais do Golfe, 35, Victoria - Monte Laguna, Vilamoura, Quarteira — image 5
Grade Bapartmentluxury

T3 flat in Rua Canais do Golfe, 35, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.5M

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

50%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €69,606/yr
Average Daily Rate: €381
+24.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 27.2 years
5-yr Capital Value: €2.0M
10-yr Capital Value: €2.4M
Brixfox Score: 63.1 / 100
Comparable Properties: 19
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+13.1% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€114,375
IS — Stamp duty (0.8%)€12,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,875
Total acquisition costs€150,700
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€48,800
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

4.6%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 163 m²
Style: contemporary
Condition: excellent
Year Built: 2026
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved modular sofalarge floor-to-ceiling sliding glass doorsmodern arc floor lampabstract wall art

Score Breakdown

ROI
13.44
Visual Appeal
15
Ownership Security
13
Location
8.4
Land & Space
5.26
Rental Demand
5
Payback Speed
0
STR Suitability
3

Description

3-bedroom apartment, new, with private garden, parking and storage room, in the gated Oak35 development, in Vilamoura, Algarve Oak35 offers residents a range of exclusive amenities, such as a heated saltwater pool with shallow areas for children, outdoor fitness circuit, gardens with different leisure areas and indige

Location

📍 37.0953°N, 8.1307°W

· Loulé/Vilamoura, Algarve, Portugal

View on JLL Residential Portugal →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T3 flat in Rua Canais do Golfe, 35, Victoria - Monte Laguna, Vilamoura, Quarteira

Inventory
3 Beds
Bathrooms
4 Baths
Built Area
163 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$468K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$4,150/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
33.3 yr
Rental only

Property details

Year built: 2026
Energy: A
Condition: excellent

Description

3-bedroom apartment, new, with private garden, parking and storage room, in the gated Oak35 development, in Vilamoura, Algarve Oak35 offers residents a range of exclusive amenities, such as a heated saltwater pool with shallow areas for children, outdoor fitness circuit, gardens with different leisure areas and indige

Income Breakdown

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Nightly Rate (ADR)
$555/night
50% ($255)Brixfox estimate($555/night)200% ($1021)
Occupancy
50%
10%Brixfox estimate(50%)100%

Short-Term Rental

Yearly income
$49,806
Airbnb data$555/night · 50% occupancy
Rental income
$555/night · 50% occ.
$101,359
Running costs (20%)
Utilities, cleaning, maintenance
-$20,272
Income tax (10%)
Indonesian rental income tax
-$28,380
Property tax
Annual property tax
-$2,901
Net income
3.0% ROI
$49,806

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,657,609
IMT (transfer tax, investment schedule)$124,321
Imposto de Selo (stamp duty)$13,261
Notary & registration$1,359
Legal / due diligence$24,864
Total acquisition costs$163,804
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$53,043
All-in investment$1,874,457

Gross yield (asking)

6.1%

True gross yield (all-in)

5.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$8.2M$6.1M$4.1M$2.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.9M
+22%
Rental Income
+$243K
Total Position
$2.1M
+38%
6.6%/yr
Year 10
Capital Value
$2.3M
+48%
Rental Income
+$525K
Total Position
$2.8M
+82%
6.2%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$1.2M
Total Position
$4.6M
+200%
5.6%/yr
Year 30
Capital Value
$4.9M
+224%
Rental Income
+$2.2M
Total Position
$7.1M
+367%
5.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.0% annual return
Occupancy
Average
50% average occupancy
Nightly Rate
Strong
$511 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $511 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.4%
$3,307/mo
40% occ.
3.2%
$4,489/mo
50% occ.
4.1%
$5,671/mo
current
60% occ.
5.0%
$6,853/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.