T1 flat in Praia de Quarteira, Quarteira, Quarteira
T1 flat in Praia de Quarteira, Quarteira, Quarteira — image 2T1 flat in Praia de Quarteira, Quarteira, Quarteira — image 3T1 flat in Praia de Quarteira, Quarteira, Quarteira — image 4T1 flat in Praia de Quarteira, Quarteira, Quarteira — image 5
Grade Bapartmentmid-range

T1 flat in Praia de Quarteira, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€399,000

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

2.2%

True Net Yield (Managed, all-in)

4.9%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €22,071/yr
Average Daily Rate: €132
Payback Period: 22.1 years
5-yr Capital Value: €524,280
10-yr Capital Value: €637,867
Brixfox Score: 59.7 / 100
Comparable Properties: 81
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€448,677

+12.5% over asking

Asking price€399,000
IMT — Property transfer tax (investment schedule)€19,750
IS — Stamp duty (0.8%)€3,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,985
Total acquisition costs€30,177
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€448,677

Gross yield (asking price)

5.5%

True gross yield (all-in)

4.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 87 m²
Style: contemporary
Condition: excellent
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern wall-mounted shelving unitabstract colorful artwork

Score Breakdown

ROI
14.74
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
3.74
Rental Demand
4.57
Payback Speed
1
STR Suitability
3

Description

One bedroom apartment 50 meters from Quarteira beach. It consists of an entrance hall, one bedroom with a built-in wardrobe, bathroom, kitchen, and a living room filled with natural light. This apartment has been fully renovated, including all electrical wiring and plumbing. It also features a private garage space (

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

View on Sortami - Mediação Imobiliária, Lda. →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T1 flat in Praia de Quarteira, Quarteira, Quarteira

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
87 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$122K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.7%
$1,352/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
26.7 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

One bedroom apartment 50 meters from Quarteira beach. It consists of an entrance hall, one bedroom with a built-in wardrobe, bathroom, kitchen, and a living room filled with natural light. This apartment has been fully renovated, including all electrical wiring and plumbing. It also features a private garage space (

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$196/night
50% ($90)Brixfox estimate($196/night)200% ($361)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$16,222
Airbnb data$196/night · 46% occupancy
Rental income
$196/night · 46% occ.
$32,657
Running costs (20%)
Utilities, cleaning, maintenance
-$6,531
Income tax (10%)
Indonesian rental income tax
-$9,144
Property tax
Annual property tax
-$759
Net income
3.7% ROI
$16,222

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$433,696
IMT (transfer tax, investment schedule)$21,467
Imposto de Selo (stamp duty)$3,470
Notary & registration$1,359
Legal / due diligence$6,505
Total acquisition costs$32,801
RenovationMove-in ready
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$487,692

Gross yield (asking)

7.5%

True gross yield (all-in)

6.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.3M$1.7M$1.2M$576K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $399K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$485K
+22%
Rental Income
+$79K
Total Position
$565K
+42%
7.2%/yr
Year 10
Capital Value
$591K
+48%
Rental Income
+$171K
Total Position
$762K
+91%
6.7%/yr
Year 20
Capital Value
$874K
+119%
Rental Income
+$401K
Total Position
$1.3M
+220%
6.0%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$710K
Total Position
$2.0M
+402%
5.5%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.7% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Good
$180 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.3%
$1,188/mo
40% occ.
4.4%
$1,606/mo
46% occ.
5.1%
$1,842/mo
current
56% occ.
6.3%
$2,259/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.