Detached house in Centro - Quarteira Velha, Quarteira, Quarteira
Detached house in Centro - Quarteira Velha, Quarteira, Quarteira — image 2Detached house in Centro - Quarteira Velha, Quarteira, Quarteira — image 3Detached house in Centro - Quarteira Velha, Quarteira, Quarteira — image 4Detached house in Centro - Quarteira Velha, Quarteira, Quarteira — image 5
Grade B+villamid-range

Detached house in Centro - Quarteira Velha, Quarteira, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€1.4M

Asking Price (EUR)

5.5%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

8.5%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €130,842/yr
Average Daily Rate: €622
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 12.9 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 74.9 / 100
Comparable Properties: 6
Data Confidence: 70%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+14.5% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€101,250
IS — Stamp duty (0.8%)€10,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,250
Total acquisition costs€133,550
Renovation (est. €55/m² × 409 m²)
Light touch-ups — paint, fixtures, deep clean.		€22,495
(€12,270–€32,720)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

9.7%

True gross yield (all-in)

8.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 409 m²
Land: 874 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta roof tilesstone facade accentsmultiple terraces and outdoor living spaceswhite balustrades

Score Breakdown

ROI
19.73
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
10.85
Rental Demand
5.76
Payback Speed
3
STR Suitability
3

Description

Discover this authentic 4-bedroom Algarve villa, in excellent condition. With traditional regional architecture, this house blends classic charm with modern comfort, creating the perfect retreat for those seeking quality of life in a peaceful and welcoming setting. Spacious and functional, the villa features four bed

Location

📍 37.0680°N, 8.1000°W

· Loulé/Vilamoura, Algarve, Portugal

View on Sortami - Mediação Imobiliária, Lda. →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Centro - Quarteira Velha, Quarteira, Quarteira

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
409 m²
Land Plot
874 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$414K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.5%
$7,996/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
15.3 yr
Rental only

Property details

Energy: C
Condition: good

Description

Discover this authentic 4-bedroom Algarve villa, in excellent condition. With traditional regional architecture, this house blends classic charm with modern comfort, creating the perfect retreat for those seeking quality of life in a peaceful and welcoming setting. Spacious and functional, the villa features four bed

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$901/night
50% ($414)Brixfox estimate($901/night)200% ($1657)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Yearly income
$95,955
Airbnb data$901/night · 58% occupancy
Rental income
$901/night · 58% occ.
$189,467
Running costs (20%)
Utilities, cleaning, maintenance
-$37,893
Income tax (10%)
Indonesian rental income tax
-$53,051
Property tax
Annual property tax
-$2,568
Net income
6.5% ROI
$95,955

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,467,391
IMT (transfer tax, investment schedule)$110,054
Imposto de Selo (stamp duty)$11,739
Notary & registration$1,359
Legal / due diligence$22,011
Total acquisition costs$145,163
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$24,451
($13,337–$35,565)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,678,364

Gross yield (asking)

12.9%

True gross yield (all-in)

11.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$9.9M$7.4M$4.9M$2.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.6M
+22%
Rental Income
+$469K
Total Position
$2.1M
+56%
9.4%/yr
Year 10
Capital Value
$2.0M
+48%
Rental Income
+$1.0M
Total Position
$3.0M
+123%
8.3%/yr
Year 20
Capital Value
$3.0M
+119%
Rental Income
+$2.4M
Total Position
$5.3M
+295%
7.1%/yr
Year 30
Capital Value
$4.4M
+224%
Rental Income
+$4.2M
Total Position
$8.6M
+535%
6.4%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.5% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$829 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
874 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $829 — positioned in the top tier
Generous 874 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 58% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
5.7%
$7,003/mo
48% occ.
7.3%
$8,920/mo
58% occ.
8.9%
$10,838/mo
current
68% occ.
10.4%
$12,756/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.