T3 flat in Rua Antonio Silva, 99, Montechoro, Albufeira, Albufeira e Olhos de Água
T3 flat in Rua Antonio Silva, 99, Montechoro, Albufeira, Albufeira e Olhos de Água — image 2T3 flat in Rua Antonio Silva, 99, Montechoro, Albufeira, Albufeira e Olhos de Água — image 3T3 flat in Rua Antonio Silva, 99, Montechoro, Albufeira, Albufeira e Olhos de Água — image 4T3 flat in Rua Antonio Silva, 99, Montechoro, Albufeira, Albufeira e Olhos de Água — image 5
Grade Aapartmentmid-range

T3 flat in Rua Antonio Silva, 99, Montechoro, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€369,500

Asking Price (EUR)

10.2%

True Net Yield (Owner, all-in)

7.1%

True Net Yield (Managed, all-in)

15.7%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €67,097/yr
Average Daily Rate: €358
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 6.8 years
5-yr Capital Value: €485,518
10-yr Capital Value: €590,706
Brixfox Score: 79.9 / 100
Comparable Properties: 36
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€426,839

+15.5% over asking

Asking price€369,500
IMT — Property transfer tax (investment schedule)€17,390
IS — Stamp duty (0.8%)€2,956
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,543
Total acquisition costs€27,139
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€426,839

Gross yield (asking price)

18.2%

True gross yield (all-in)

15.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 118 m²
Style: contemporary
Condition: excellent
Energy Certificate: Not indicated

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

outdoor dining with BBQopen-plan kitchen with island seatingmodern minimalist decorprivate patio

Score Breakdown

ROI
25
Visual Appeal
14.2
Ownership Security
13
Location
10.2
Land & Space
4.36
Rental Demand
5.13
Payback Speed
5
STR Suitability
3

Description

Apartment fully renovated in 2017, described in the booklet as T3. After the renovation it kept only 2 bedrooms en suite and an area of built-in wardrobes and 3 private terraces; the modern kitchen with island, open to the living room overlooking the outside patio. Apartment fully renovated in 2017, described in the bo

Location

📍 37.0998°N, 8.2268°W

· Albufeira, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T3 flat in Rua Antonio Silva, 99, Montechoro, Albufeira, Albufeira e Olhos de Água

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
118 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 12.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score80
GradeA
Brixfox Intelligence
80AExcellent
Score Breakdown
ROI & Yield88%
Capital Growth84%
Risk Profile81%
Market Demand80%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+17.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$91K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
12.4%
$4,165/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
8.0 yr
Rental only

Property details

Energy: Not indicated
Condition: excellent

Description

Apartment fully renovated in 2017, described in the booklet as T3. After the renovation it kept only 2 bedrooms en suite and an area of built-in wardrobes and 3 private terraces; the modern kitchen with island, open to the living room overlooking the outside patio. Apartment fully renovated in 2017, described in the bo

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$520/night
50% ($239)Brixfox estimate($520/night)200% ($958)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$49,984
Airbnb data$520/night · 51% occupancy
Rental income
$520/night · 51% occ.
$97,475
Running costs (20%)
Utilities, cleaning, maintenance
-$19,495
Income tax (10%)
Indonesian rental income tax
-$27,293
Property tax
Annual property tax
-$703
Net income
12.4% ROI
$49,984

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$401,630
IMT (transfer tax, investment schedule)$18,902
Imposto de Selo (stamp duty)$3,213
Notary & registration$1,359
Legal / due diligence$6,025
Total acquisition costs$29,499
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$463,955

Gross yield (asking)

24.3%

True gross yield (all-in)

21.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$3.9M$2.9M$1.9M$974K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $370K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$450K
+22%
Rental Income
+$244K
Total Position
$694K
+88%
13.4%/yr
Year 10
Capital Value
$547K
+48%
Rental Income
+$527K
Total Position
$1.1M
+191%
11.3%/yr
Year 20
Capital Value
$810K
+119%
Rental Income
+$1.2M
Total Position
$2.0M
+454%
8.9%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$2.2M
Total Position
$3.4M
+816%
7.7%/yr

Location

Albufeira

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
12.4% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$479 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 12.4% — outperforms most villas in this market
Premium nightly rate of $479 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
10.2%
$3,412/mo
41% occ.
13.5%
$4,520/mo
51% occ.
16.8%
$5,628/mo
current
61% occ.
20.1%
$6,736/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.