T0 (studio) in Praceta Jaime Cortesão, Montechoro, Albufeira, Albufeira e Olhos de Água
T0 (studio) in Praceta Jaime Cortesão, Montechoro, Albufeira, Albufeira e Olhos de Água — image 2T0 (studio) in Praceta Jaime Cortesão, Montechoro, Albufeira, Albufeira e Olhos de Água — image 3T0 (studio) in Praceta Jaime Cortesão, Montechoro, Albufeira, Albufeira e Olhos de Água — image 4T0 (studio) in Praceta Jaime Cortesão, Montechoro, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentbudget

T0 (studio) in Praceta Jaime Cortesão, Montechoro, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€175,000

Asking Price (EUR)

6.1%

True Net Yield (Owner, all-in)

4.3%

True Net Yield (Managed, all-in)

9.4%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €22,031/yr
Average Daily Rate: €152
-38.0% vs area baselineImage quality 4/10 (-9%), Dated style (-15%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 9.9 years
5-yr Capital Value: €229,947
10-yr Capital Value: €279,766
Brixfox Score: 66.3 / 100
Comparable Properties: 95
Data Confidence: 92%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€233,323

+33.3% over asking

Asking price€175,000
IMT — Property transfer tax (investment schedule)€3,548
IS — Stamp duty (0.8%)€1,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,625
Total acquisition costs€8,823
Renovation (est. €900/m² × 40 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€36,000
(€28,000–€44,000)
Furnishing & STR launch (0bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€13,500
All-in investment (incl. renovation & furnishing)€233,323

Gross yield (asking price)

12.6%

True gross yield (all-in)

9.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 40 m²
Style: dated
Condition: needs-renovation
Year Built: 1987
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
23.29
Visual Appeal
6
Ownership Security
13
Location
10.2
Land & Space
2.8
Rental Demand
3.98
Payback Speed
4
STR Suitability
3

Description

STUDIO APARTMENT IN SILCHORO FULLY FURNISHED AND EQUIPPED - ALBUFEIRA Studio apartment located in the Silchoro development, in Albufeira, ideal for those seeking a practical solution for holidays, rental or permanent living. The property is fully furnished and equipped, ready to move in, set within a condominium offeri

Location

📍 37.1013°N, 8.2232°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

T0 (studio) in Praceta Jaime Cortesão, Montechoro, Albufeira, Albufeira e Olhos de Água

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
40 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.5% net return annually.

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The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$43K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.5%
$1,352/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.7 yr
Rental only

Property details

Year built: 1987
Energy: C
Condition: needs-renovation

Description

STUDIO APARTMENT IN SILCHORO FULLY FURNISHED AND EQUIPPED - ALBUFEIRA Studio apartment located in the Silchoro development, in Albufeira, ideal for those seeking a practical solution for holidays, rental or permanent living. The property is fully furnished and equipped, ready to move in, set within a condominium offeri

Income Breakdown

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Nightly Rate (ADR)
$219/night
50% ($101)Brixfox estimate($219/night)200% ($404)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$16,228
Airbnb data$219/night · 40% occupancy
Rental income
$219/night · 40% occ.
$31,848
Running costs (20%)
Utilities, cleaning, maintenance
-$6,370
Income tax (10%)
Indonesian rental income tax
-$8,917
Property tax
Annual property tax
-$333
Net income
8.5% ROI
$16,228

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$190,217
IMT (transfer tax, investment schedule)$3,857
Imposto de Selo (stamp duty)$1,522
Notary & registration$1,359
Legal / due diligence$2,853
Total acquisition costs$9,590
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$39,130
($30,435–$47,826)
Furnishing & STR launch
0bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$253,612

Gross yield (asking)

16.7%

True gross yield (all-in)

12.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.5M$1.1M$735K$367K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $175K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$213K
+22%
Rental Income
+$79K
Total Position
$292K
+67%
10.8%/yr
Year 10
Capital Value
$259K
+48%
Rental Income
+$171K
Total Position
$430K
+146%
9.4%/yr
Year 20
Capital Value
$383K
+119%
Rental Income
+$401K
Total Position
$785K
+348%
7.8%/yr
Year 30
Capital Value
$568K
+224%
Rental Income
+$710K
Total Position
$1.3M
+630%
6.9%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.5% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$202 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.5% — outperforms most villas in this market
Premium nightly rate of $202 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 40% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.7%
$1,373/mo
40% occ.
11.6%
$1,841/mo
current
40% occ.
11.5%
$1,830/mo
current
50% occ.
14.5%
$2,297/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.