T1 flat in Rua Mouzinho de Albuquerque, Montechoro, Albufeira, Albufeira e Olhos de Água
T1 flat in Rua Mouzinho de Albuquerque, Montechoro, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Rua Mouzinho de Albuquerque, Montechoro, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Rua Mouzinho de Albuquerque, Montechoro, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Rua Mouzinho de Albuquerque, Montechoro, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentbudget

T1 flat in Rua Mouzinho de Albuquerque, Montechoro, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€200,000

Asking Price (EUR)

5.7%

True Net Yield (Owner, all-in)

3.9%

True Net Yield (Managed, all-in)

8.8%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €19,938/yr
Average Daily Rate: €123
-12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 12.4 years
5-yr Capital Value: €262,797
10-yr Capital Value: €319,733
Brixfox Score: 66.1 / 100
Comparable Properties: 91
Data Confidence: 97%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€227,372

+13.7% over asking

Asking price€200,000
IMT — Property transfer tax (investment schedule)€4,997
IS — Stamp duty (0.8%)€1,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,000
Total acquisition costs€10,847
Renovation (est. €55/m² × 55 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,025
(€1,650–€4,400)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€13,500
All-in investment (incl. renovation & furnishing)€227,372

Gross yield (asking price)

10.0%

True gross yield (all-in)

8.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 55 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese kitchen tileswooden breakfast bar

Score Breakdown

ROI
20.17
Visual Appeal
9.2
Ownership Security
13
Location
10.2
Land & Space
3.1
Rental Demand
4.44
Payback Speed
3
STR Suitability
3

Description

EXCLUSIVE**** Are you looking for the perfect investment in the Algarve or your new holiday home just a stone's throw from everything? This 1 bedroom flat, located in Areias de São João is ideal! Description: -Location: Inserted in the Areias de São João area, one of the most dynamic and sought-after areas of Albufe

Location

📍 37.0950°N, 8.2275°W

· Albufeira, Algarve, Portugal

View on City Home Imobiliária →Also on Idealista.pt
Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua Mouzinho de Albuquerque, Montechoro, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
55 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score66
GradeB+
Brixfox Intelligence
66B+Strong
Score Breakdown
ROI & Yield73%
Capital Growth69%
Risk Profile68%
Market Demand66%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$49K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.8%
$1,228/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.7 yr
Rental only

Property details

Energy: C
Condition: good

Description

EXCLUSIVE**** Are you looking for the perfect investment in the Algarve or your new holiday home just a stone's throw from everything? This 1 bedroom flat, located in Areias de São João is ideal! Description: -Location: Inserted in the Areias de São João area, one of the most dynamic and sought-after areas of Albufe

Income Breakdown

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Nightly Rate (ADR)
$180/night
50% ($83)Brixfox estimate($180/night)200% ($330)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$14,739
Airbnb data$180/night · 44% occupancy
Rental income
$180/night · 44% occ.
$29,076
Running costs (20%)
Utilities, cleaning, maintenance
-$5,815
Income tax (10%)
Indonesian rental income tax
-$8,141
Property tax
Annual property tax
-$380
Net income
6.8% ROI
$14,739

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$217,391
IMT (transfer tax, investment schedule)$5,432
Imposto de Selo (stamp duty)$1,739
Notary & registration$1,359
Legal / due diligence$3,261
Total acquisition costs$11,790
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,288
($1,793–$4,783)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$247,143

Gross yield (asking)

13.4%

True gross yield (all-in)

11.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.5M$1.1M$744K$372K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $200K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$243K
+22%
Rental Income
+$72K
Total Position
$315K
+58%
9.5%/yr
Year 10
Capital Value
$296K
+48%
Rental Income
+$155K
Total Position
$451K
+126%
8.5%/yr
Year 20
Capital Value
$438K
+119%
Rental Income
+$364K
Total Position
$803K
+301%
7.2%/yr
Year 30
Capital Value
$649K
+224%
Rental Income
+$645K
Total Position
$1.3M
+547%
6.4%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.8% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Good
$165 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 44% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.2%
$1,115/mo
40% occ.
8.3%
$1,498/mo
44% occ.
9.2%
$1,664/mo
current
54% occ.
11.3%
$2,046/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.