T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água
T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água — image 5
Grade B+apartmentmid-range

T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€225,000

Asking Price (EUR)

5.8%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

9.0%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €23,759/yr
Average Daily Rate: €128
Payback Period: 11.8 years
5-yr Capital Value: €295,647
10-yr Capital Value: €359,699
Brixfox Score: 69.7 / 100
Comparable Properties: 85
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€264,242

+17.4% over asking

Asking price€225,000
IMT — Property transfer tax (investment schedule)€6,747
IS — Stamp duty (0.8%)€1,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,375
Total acquisition costs€13,172
Renovation (est. €55/m² × 74 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,070
(€2,220–€5,920)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€264,242

Gross yield (asking price)

10.6%

True gross yield (all-in)

9.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 74 m²
Style: dated
Condition: good
Year Built: 2003
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large resort complexmultiple swimming poolstennis courtsextensive green spaces

Score Breakdown

ROI
20.89
Visual Appeal
10
Ownership Security
13
Location
10.2
Land & Space
3.48
Rental Demand
5.08
Payback Speed
4
STR Suitability
3

Description

Located in the vibrant city of Albufeira, this charming one-bedroom apartment is the perfect opportunity to live on the Algarve coast. With a gross area of 74m2, this property features a swimming pool with stunning sea views, a well-kept garden, and air conditioning for added comfort. Built in 2003 and in excellent co

Location

📍 37.0906°N, 8.2412°W

· Albufeira, Algarve, Portugal

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Albufeira / Central Algarve

T1 flat in Rua do Município, Centro da Cidade, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
74 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.2% net return annually.

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The Investment

Brixfox Score70
GradeB+
Brixfox Intelligence
70B+Strong
Score Breakdown
ROI & Yield77%
Capital Growth74%
Risk Profile72%
Market Demand70%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$55K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.2%
$1,463/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.9 yr
Rental only

Property details

Year built: 2003
Energy: C
Condition: good

Description

Located in the vibrant city of Albufeira, this charming one-bedroom apartment is the perfect opportunity to live on the Algarve coast. With a gross area of 74m2, this property features a swimming pool with stunning sea views, a well-kept garden, and air conditioning for added comfort. Built in 2003 and in excellent co

Income Breakdown

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Nightly Rate (ADR)
$187/night
50% ($86)Brixfox estimate($187/night)200% ($343)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$17,561
Airbnb data$187/night · 51% occupancy
Rental income
$187/night · 51% occ.
$34,595
Running costs (20%)
Utilities, cleaning, maintenance
-$6,919
Income tax (10%)
Indonesian rental income tax
-$9,686
Property tax
Annual property tax
-$428
Net income
7.2% ROI
$17,561

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$244,565
IMT (transfer tax, investment schedule)$7,334
Imposto de Selo (stamp duty)$1,957
Notary & registration$1,359
Legal / due diligence$3,668
Total acquisition costs$14,317
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,424
($2,413–$6,435)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$287,220

Gross yield (asking)

14.1%

True gross yield (all-in)

12.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.7M$1.3M$862K$431K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $225K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$274K
+22%
Rental Income
+$86K
Total Position
$360K
+60%
9.8%/yr
Year 10
Capital Value
$333K
+48%
Rental Income
+$185K
Total Position
$518K
+130%
8.7%/yr
Year 20
Capital Value
$493K
+119%
Rental Income
+$434K
Total Position
$927K
+312%
7.3%/yr
Year 30
Capital Value
$730K
+224%
Rental Income
+$769K
Total Position
$1.5M
+566%
6.5%/yr

Location

Albufeira

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.2% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Good
$172 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
5.8%
$1,188/mo
41% occ.
7.8%
$1,585/mo
51% occ.
9.7%
$1,982/mo
current
61% occ.
11.7%
$2,379/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.