T1 flat in Rua José Afonso, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água
T1 flat in Rua José Afonso, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água — image 2T1 flat in Rua José Afonso, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água — image 3T1 flat in Rua José Afonso, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água — image 4T1 flat in Rua José Afonso, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água — image 5
Grade Bapartmentmid-range

T1 flat in Rua José Afonso, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água

Albufeira · Central Algarve ·

€260,000

Asking Price (EUR)

4.2%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.4%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €19,285/yr
Average Daily Rate: €115
Payback Period: 16.6 years
5-yr Capital Value: €341,636
10-yr Capital Value: €415,653
Brixfox Score: 63 / 100
Comparable Properties: 79
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€299,117

+15.0% over asking

Asking price€260,000
IMT — Property transfer tax (investment schedule)€9,197
IS — Stamp duty (0.8%)€2,080
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,900
Total acquisition costs€16,427
Renovation (est. €55/m² × 58 m²)
Light touch-ups — paint, fixtures, deep clean.		€3,190
(€1,740–€4,640)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€299,117

Gross yield (asking price)

7.4%

True gross yield (all-in)

6.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 58 m²
Style: contemporary
Condition: good
Year Built: 1985
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

recessed lightingbuilt-in sliding wardrobes

Score Breakdown

ROI
17.04
Visual Appeal
10
Ownership Security
13
Location
10.2
Land & Space
3.16
Rental Demand
4.59
Payback Speed
2
STR Suitability
3

Description

Identificação do imóvel: ZMPT587231 Apartment located on the 7th and top floor of a building with two elevators, swimming pool, and parking with access restricted to residents. Fully renovated in 2025, including plumbing, built-in electrical system, flooring, doors, and PVC window frames with double glazing. The kit

Location

📍 37.0890°N, 8.1870°W

· Albufeira, Algarve, Portugal

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Idealista.pt
Albufeira / Central Algarve

T1 flat in Rua José Afonso, Nn, Montechoro, Albufeira, Albufeira e Olhos de Água

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
58 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.0% net return annually.

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The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$64K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.0%
$1,184/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.9 yr
Rental only

Property details

Year built: 1985
Energy: E
Condition: good

Description

Identificação do imóvel: ZMPT587231 Apartment located on the 7th and top floor of a building with two elevators, swimming pool, and parking with access restricted to residents. Fully renovated in 2025, including plumbing, built-in electrical system, flooring, doors, and PVC window frames with double glazing. The kit

Income Breakdown

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Nightly Rate (ADR)
$169/night
50% ($78)Brixfox estimate($169/night)200% ($311)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$14,202
Airbnb data$169/night · 46% occupancy
Rental income
$169/night · 46% occ.
$28,263
Running costs (20%)
Utilities, cleaning, maintenance
-$5,653
Income tax (10%)
Indonesian rental income tax
-$7,914
Property tax
Annual property tax
-$495
Net income
5.0% ROI
$14,202

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$282,609
IMT (transfer tax, investment schedule)$9,997
Imposto de Selo (stamp duty)$2,261
Notary & registration$1,359
Legal / due diligence$4,239
Total acquisition costs$17,855
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$3,467
($1,891–$5,043)
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$325,127

Gross yield (asking)

10.0%

True gross yield (all-in)

8.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Albufeira.

$1.7M$1.3M$842K$421K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $260K
Capital appreciation
Property value growing at +4%/yr based on Albufeira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$316K
+22%
Rental Income
+$69K
Total Position
$386K
+48%
8.2%/yr
Year 10
Capital Value
$385K
+48%
Rental Income
+$150K
Total Position
$535K
+106%
7.5%/yr
Year 20
Capital Value
$570K
+119%
Rental Income
+$351K
Total Position
$921K
+254%
6.5%/yr
Year 30
Capital Value
$843K
+224%
Rental Income
+$622K
Total Position
$1.5M
+463%
5.9%/yr

Location

Albufeira

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.0% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Good
$155 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.4%
$1,038/mo
40% occ.
5.9%
$1,397/mo
46% occ.
6.8%
$1,607/mo
current
56% occ.
8.4%
$1,967/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.